Welcome to the Missouri Automobile Insurance Plan (AIP) homepage.

The Missouri Automobile Insurance Plan (AIP) was created pursuant to Sections 303.200 and 379.460 R.S. MO., to provide automobile insurance coverages to those eligible applicants who are unable to obtain coverage in the voluntary market.

Effective September 1, 2008, the Missouri Automobile Insurance Plan will replace the Missouri Joint Underwriting Association as the state's automobile insurance residual market mechanism.

A PDF version of the new mechanism's Plan of Operation is available for downloading from this site.

Click here for more detailed information regarding the introduction of the new Missouri Automobile Insurance Plan.

Details about processes and procedures for the new AIP will be distributed to subscriber companies in the coming months. In the interim, questions about the new mechanism may be directed to MOAip@aipso.com.


  • Rates were approved effective September 1, 2008. Click here to view revised rates, Rule 26, until revised Manual pages are published. Click here to view revised rates, Rule 58, until revised Manual pages are published.