Welcome to the Missouri Automobile Insurance Plan (AIP) homepage.

The Missouri Automobile Insurance Plan (AIP) was created pursuant to Sections 303.200 and 379.460 R.S. MO., to provide automobile insurance coverages to those eligible applicants who are unable to obtain coverage in the voluntary market.

Effective September 1, 2008, the Missouri Automobile Insurance Plan will replace the Missouri Joint Underwriting Association as the state's automobile insurance residual market mechanism.

Electronic and PDF versions of the new mechanism’s Plan of Operation and Manual of Rules and Rates are available for downloading from this site. To access these documents, please click on the “Electronic Manual” link on the left.

Click here for more detailed information regarding the introduction of the new Missouri Automobile Insurance Plan.

Details about processes and procedures for the new AIP have been distributed as circulars to subscriber companies. To review those circulars, please click on the “Online Circulars” link on the left.

Information about the new AIP for producers has been distributed, including a Producer Procedures Course to be offered at selected locations in Missouri. To review this information, please click on the “For Producers” link on the left.

Questions about the new mechanism may be directed to MOAip@aipso.com or to Errol Horne, Regional Manager, at Errol.Horne@aipso.com or (888) 706-6100, ext, 6515, or to Kimberly Veronie, Insurance Coordinator, at Kimberly.Veronie@aipso.com or ext. 6510.