Manual of Rules and Rates

Rule 80 retitled and amended to (1) reflect the option to exclude coverage for autos furnished or available for the insured’s regular use, and (2) state that coverage may be purchased for a resident relative of the named individual.

Rule 84 is retitled and amended to (1) introduce the option of excluding coverage for public or livery conveyances, (2) delete the rating provisions for garage employees currently available under this rule, and (3) revise the premium development provisions.

Rule 110 is amended to track the changes made to Rule 117.

Rule 111 is amended to delete reference to the audio, visual, and data electronic equipment coverage rule and to track the changes made to Rule 117.

Rule 114 is deleted in its entirety since it is no longer necessary as this coverage is automatically provided under the new edition of the Personal Auto Policy with no additional premium charge.

Rule 117 is retitled and amended to (1) clarify that physical damage rates for trailers and camper bodies are developed on an Actual Cash Value Basis, and (2) introduce a comprehensive and collision rate for all trailers, other than travel trailers or camper trailers.

Rule 119 is amended to track the changes made to Rule 117.

These Rule changes are effective October 1, 2008.

This update is available in Adobe PDF format in the section "ND AIP Adobe Documents".