Welcome to the home page of the New Hampshire Automobile Reinsurance Facility (NHARF).

The New Hampshire Automobile Reinsurance Facility defined in Ins 1400, is a mandatory risk-sharing plan established pursuant to RSA 404-C: 1, to provide a market for personal automobile insurance for eligible risks.

A Board of Governors and a Manager administer the Facility. The Board of Governors shall be composed of 12 members appointed according to the provisions of Ins 1400.

All producers holding a valid license to transact automobile insurance business in the state of New Hampshire may submit an application to a company with whom they are affiliated. The producer should designate the risk as Facility business. The company will then review the application to assure eligibility and then cede the application to the Facility.

For eligibility criteria, please refer to the Facility’s Plan of Operation Section 3. Eligibility for Cession.

The Facility believes that you will find this site a valuable source of insurance information and we welcome any comments that you may have.