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Welcome to the home page of the Rhode Island Automobile Insurance Plan.
- 2008 Annual Report of Operations and Financial Statement is now available from this website under For Subscribers.
- Revised Physical Damage Rates and Rating Symbols were approved Effective March 1, 2010. Click here to view revised rates until revised Manual pages are published.
- Important Advisory
Exclusive use of EASi 2.0 for RI Private Passenger Applications
Effective June 1, 2009, EASi 2.0 becomes the exclusive submission program, eliminating the plain paper private passenger application.
For further information regarding the important advisory, please click the following link - Exclusive Use of EASi in RI.
Revised Manual Pages will be distributed on April 15, 2009.
The Rhode Island Automobile Insurance Plan (RIAIP or the "Plan") was established
pursuant to Chapter 3002 Public Laws of 1952 and Chapter 31-33-8 of the R.I. General Laws
to provide auto liability and physical damage coverages to those insureds who are unable
to obtain such auto insurance in the voluntary market. All insurers writing
automobile insurance in Rhode Island must participate in the RIAIP by providing such
insurance.
All producers holding a valid license to transact automobile insurance business in Rhode
Island must be certified by the Governing Committee in accordance with standards and
procedures approved by the Superintendent of Insurance prior to submitting applications to
the Plan.
Applicants must declare and certify that they have tried and failed to obtain
automobile insurance in Rhode Island within the preceding 60 days and have been unable to
obtain such insurance at rates not exceeding those applicable under the Plan.
Personal automobile insurance is processed through the Rhode Island Service Center.
Commercial automobile insurance is handled through a commercial servicing carrier.
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