Welcome to the home page of the Associated Auto Insurers Plan of South Carolina.
Attention: The AAIPSC does not provide insurance coverage for large
commercial risks. These risks continue to be written through the SC CAIP. If
you are interested in placing a large commercial risk click here.
The Associated Auto Insurers Plan of South Carolina (AAIPSC or the
“Plan”) was promulgated by the South Carolina Department of Insurance pursuant
to South Carolina Statute 38-77-810. All insurers licensed and writing automobile
insurance in the state must participate in the AAIPSC by accepting assignments to
provide automobile insurance.
All producers holding a valid license to transact automobile insurance business in
South Carolina must be certified in accordance with provisions of the Plan in order to
submit eligible automobile insurance applications to the AAIPSC.
Applicants must declare and certify that they have tried and failed to obtain
automobile insurance in South Carolina within the preceding 60 days.
Applications to the plan are assigned to insurance companies in proportion to the
amount of voluntary automobile insurance business each company writes in the state for
each line of business. For example, a company that writes 10% of the voluntary private
passenger nonfleet liability car years in South Carolina will receive applications
representing approximately 10% of the Plan private passenger nonfleet AIP premiums over
the course of a calendar year. The assigned company must write and service the policy and
is responsible for all losses.
On our site we will publish documents related to the Plan as they become
available. We hope you find this site to be a valuable source of the insurance information you
need, and we welcome your comments and suggestions.
What's New:
- FRAUD CONTAINMENT - In keeping with its commitment to the prevention of auto insurance fraud, AIPSO has added a new web page to its website titled “Fraud Containment.” This web page provides you with access to information about AIPSO’s Fraud Containment program. It also presents an extensive list of related links to news articles and fraud-fighting organizations that will inform you about various fraud topics, including the latest schemes and trends, the high toll fraud takes on the economy, consumer tips, enforcement actions, and much more.
Click here to access
AIPSO’s Fraud Containment web page.
- The 2008 AAIPSC Annual Report is available for distribution. Please contact the Plan if you would like to receive a copy.
- August 2006: The Associated Auto Insurers Plan now offers an online
rating interface for certain private passenger risks applying for auto
insurance through the Plan. The rating interface is a feature of the Plan's
Electronic Application Submission Interface - EASi. Instructions for Easi's
online rating interface can be found at www.aipso.com/EASi/help.asp.
Additional information may be obtained in Circular GEN (SZ) 06-01 and in
the EASi Brochure, which are available on this website.
Other South Carolina web sites:
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