What kind of deposits are acceptable?
The deposit check must be either a cashier’s check, applicants check, producer’s
check, or money order payable to the TNAIP.
What payment options are available to the insured?
Full annual
premium is required on all applications. Refer to Section 24 & 40 of the Plan
Are applicants that are in the military required to
hold an Tennessee license/registration?
In order to be
eligible for the Plan, persons in the military must either have there vehicle
registered in Tennessee or be stationed in Tennessee.
How are complaints filed?
Any
complaint must be put in writing either mailed or faxed to our office. The
complaint will be reviewed and recorded, and appropriate action taken to resolve
the matter.
Do I charge points for a seat belt violation?
No. The only equipment violation that is chargeable is improper brakes. (View
list of one-point moving traffic violations)
How long do I charge for points?
Points are charged
on applicable convictions and accidents that occur during the experience period
which is the 36 months immediately preceding the effective date of coverage
and/or date of renewal.
Does the Plan offer rating disc or quotes?
Producers may
access the Plan's private passenger rating engine at
www.aipso.com/easi . This rating engine is integrated with the EASi private
passenger mechanism and allows producers to calculate an estimated rate for
certain private passenger risks. It is up to the individual producer to rate
any policies not available to be rated through the EASi rating system by using
the TN Plan Manual or by obtaining a rating disc from an independent vendor
Commercial
rating is the responsibility of the producer to rate policies using the Plan
Manual.
How do I handle vehicle
additions/deletions/charges?
A completed policy
change request form must be mailed to the Service Center for private passenger
and to the Servicing Carrier for commercials no later than the first working day
after it is completed.
What are the eligibility requirements for a named
non-owner policy?
The
applicant must be a resident of the state who holds a valid operator’s license
and who does not own any vehicles titles in his/her name.
What are the maximum liability limits available
through the Plan?
100/300/50 or a combined single limit of $750,000 for CAIP risks unless higher
limits are required by law or regulation (see Rule 23 for private passenger, and
Rule 52).
If the applicant is already being charged points on
another policy through the voluntary market, do we charge for points on the Plan
policy?
Yes.
What if there is a title change during the policy
period?
Any change in
title would necessitate that a new policy be written. The original policy would
have to be canceled and a new application would have to be submitted to the Plan
with the corrected title.
