Welcome to the home page of the Alabama Automobile Insurance Plan!

The Alabama Automobile Insurance Plan was created to provide automobile insurance coverage to eligible risks who seek coverage and are unable to obtain such coverage through the voluntary market (For complete eligibility requirements, see Section 20 and 36 of the Plan Manual). Eligible Alabama Automobile Insurance Plan risks are shared among companies writing automobile insurance in the state of Alabama. This Plan became effective May 17, 1948.

Any insurance agent holding a valid Property & Casualty license for the state of Alabama can write business through the ALAIP.

Consumers possessing a valid Alabama driver's license and a vehicle registered in Alabama are eligible to be assigned through ALAIP. For further information consumers should consult their agent or broker.

On our site we will publish documents related to the Plan as they become available.   We hope you find this site to be a valuable source of the insurance information you need, and we welcome your comments and suggestions.

NEWS! The SE Region Service Center (SESC) Information Web Page is now available.
Click on this line to go to the new page.

• The AL 2008 Annual Report of Operations is now available on the For Subscriber page.
• Commercial Rates were approved effective April 1,2010. Click here to view revised rates until revised Manual pages are published.

• FRAUD CONTAINMENT

  In keeping with its commitment to the prevention of auto insurance fraud, AIPSO has added a new web page to its website titled “Fraud Containment.”

  This web page provides you with access to information about AIPSO’s Fraud Containment program. It also presents an extensive list of related links to news articles and fraud-fighting organizations that will inform you about various fraud topics, including the latest schems and trends, the high toll fraud takes on the economy, consumer tips, enforcement actions and much more.

  Click here to access AIPSO’s Fraud Containment Web page.