Welcome to the home page of the Indiana Automobile Insurance Plan!

The Indiana Automobile Insurance Plan was created in 1948 and is a voluntary agreement to provide automobile insurance coverage to eligible risks who seek coverage and are unable to obtain such coverage through the voluntary market (for complete eligibility requirements, see Section 2 and 18 of the Plan Manual).

Any insurance agent holding a valid license to transact automobile insurance business in the state of Indiana may write business through the AIP.

Applications to the Plan are divided among insurance companies in proportion to the amount of voluntary automobile insurance business each company writes in the state. For example, a company that writes 10 percent of the voluntary private passenger nonfleet liabilty net direct written car years in Indiana receives 10 percent of the Pan private passenger nonfleet premiums.

On our site we will publish documents related to the Plan as they become available. We hope you find this site to be a valuable source of the insurance information you need, and we welcome your comments and suggestions.

What's new:

• Commercial Rates were approved effective April 1, 2010 for new business, May 1, 2010 for renewals Click here to view revised rates until revised Manual pages are published.
• FRAUD CONTAINMENT - In keeping with its commitment to the prevention of auto insurance fraud, AIPSO has added a new web page to its website titled “Fraud Containment.” This web page provides you with access to information about AIPSO’s Fraud Containment program. It also presents an extensive list of related links to news articles and fraud-fighting organizations that will inform you about various fraud topics, including the latest schemes and trends, the high toll fraud takes on the economy, consumer tips, enforcement actions, and much more.
  
  Click here to access AIPSO’s Fraud Containment web page.