Welcome to the home page of the Pennsylvania Assigned Risk Plan.

  • The 2008 Annual Report of Operations and Financial Statement is now available from this website under For Subscribers.

  • Commercial Auto Rates were approved effective April 1, 2010 for new business, May 1, 2010 for renewals. Click here to view revised rates until revised Manual pages are published.


The Pennsylvania Assigned Risk Plan (PA ARP or the "Plan") was established pursuant to Subchapter D of Chapter 17 or Title 75 (75 Pa. C.S., Vehicle Code of the Commonwealth of Pennsylvania), as amended by Act 6.  All insurers writing automobile insurance in Pennsylvania must participate in the PA ARP by providing such insurance.

All producers holding a valid license to transact automobile insurance business in Pennsylvania must be certified by the Governing Committee in accordance with the standards and procedures approved by the Insurance Commissioner prior to submitting applications to the Plan.

If an applicant has been unable to obtain coverage through the voluntary market, the applicant must contact a certified producer of record, as described above, for the purpose of securing insurance through the Pennsylvania Assigned Risk Plan. Applicants may contact the Plan to verify a producers certification status.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in Pennsylvania within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan.