Welcome to the home page of the Rhode Island Automobile Insurance Plan.

• Important Advisory

  Exclusive use of EASi 2.0 for RI Private Passenger Applications

  Effective June 1, 2009, EASi 2.0 becomes the exclusive submission program, eliminating the plain paper private passenger application.
  For further information regarding the important advisory, please click the following link - Exclusive Use of EASi in RI.
  
  Revised Manual Pages will be distributed on April 15, 2009.

• FRAUD CONTAINMENT 

  In keeping with its commitment to the prevention of auto insurance fraud, AIPSO has added a new web page to its website titled “Fraud Containment.” 
  
  This web page provides you with access to information about AIPSO’s Fraud Containment program.  It also presents an extensive list of related links to news articles and fraud-fighting organizations that will inform you about various fraud topics, including the latest schemes and trends, the high toll fraud takes on the economy, consumer tips, enforcement actions, and much more.
  
  Click here to access AIPSO’s Fraud Containment web page.

The Rhode Island Automobile Insurance Plan (RIAIP or the "Plan") was established pursuant to Chapter 3002 Public Laws of 1952 and Chapter 31-33-8 of the R.I. General Laws to provide auto liability and physical damage coverages to those insureds who are unable to obtain such auto insurance in the voluntary market.   All insurers writing automobile insurance in Rhode Island must participate in the RIAIP by providing such insurance.

All producers holding a valid license to transact automobile insurance business in Rhode Island  must be certified by the Governing Committee in accordance with standards and procedures approved by the Superintendent of Insurance prior to submitting applications to the Plan.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in Rhode Island within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan.

Personal automobile insurance is processed through the Rhode Island Service Center. Commercial automobile insurance is handled through a commercial servicing carrier.