Frequently Asked Questions

  1. What are the current revision dates for applications?
    Private Passenger            09/05
    Commercial                     06/01
    Policy Change Request    09/05
     

  2. How do I order manuals/applications?
    You can print a copy of the supply order form and mail it along with a check or money order to the address shown or you can call Mail Order Management at (401) 942-9799 to order forms using a credit card. Express Mail delivery is also available.   To obtain a Manual and the proper forms to use, you can visit the Plan’s website at www.aipso.com/sc.

  1. What do I send to the plan when applying for coverage?

    • The original fully completed application
    • Producers Qualifying Statement
    • Deposit check
    • Finance agreement (if applicable)
    • Supplementary vehicle schedule (if necessary)

  1. What kind of deposits are acceptable?
    The deposit check must be a cashier’s check, producer’s check, or money order payable to the SCCAIP.
     

  2. What payment options are available to the insured?
    Full annual premium is required on all applications.
     

  3. How are complaints filed?
    Complaint must be put in writing either mailed or faxed to our office.
     

  4. How long do I charge for points?
    Points are charged on applicable convictions and accidents that occur during the experience period which is 36 months immediately preceding the effective date of coverage.
     

  5. Does the Plan offer rating disc or quotes?
    No. It is up to the individual producer to rate policies using the South Carolina Commercial Plan Manual or they may obtain a rate from the Plan office.
     

  6. How do I handle vehicle additions/deletions/charges?
    A completed policy change request form must be mailed to the Servicing Carrier no later than the first working day after it is completed.
     

  7. What are the maximum liability limits available through the Plan?
    $500,000 unless higher limits are required by state law (see Section 4).
     

  8. What if there is a title change during the policy period?
    Any change in title would necessitate that a new policy be written.  The original policy would have to be canceled and a new application would have to be submitted to the Plan with the corrected title.