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Frequently Asked Questions
What are the current revision dates for
applications?
Private Passenger
09/05
Commercial
06/01
Policy Change Request 09/05
How do I order manuals/applications?
You can print a
copy of the supply order form and mail it along with a check or money order to
the address shown or you can call Mail Order Management at (401) 942-9799 to
order forms using a credit card. Express Mail delivery is also available. To
obtain a Manual and the proper forms to use, you can visit the Plan’s website at
www.aipso.com/sc.
What do I send to the plan when applying
for coverage?
- The original fully completed application
- Producers Qualifying Statement
- Deposit check
- Finance agreement (if applicable)
- Supplementary vehicle schedule (if necessary)
What kind of deposits are acceptable?
The deposit check
must be a cashier’s check, producer’s check, or money order payable to the
SCCAIP.
What payment options are available to the insured?
Full annual
premium is required on all applications.
How are complaints filed?
Complaint
must be put in writing either mailed or faxed to our office.
How long do I charge for points?
Points are charged
on applicable convictions and accidents that occur during the experience period
which is 36 months immediately preceding the effective date of coverage.
Does the Plan offer rating disc or quotes?
No. It is up to
the individual producer to rate policies using the South Carolina Commercial
Plan Manual or they may obtain a rate from the Plan office.
How do I handle vehicle
additions/deletions/charges?
A completed policy
change request form must be mailed to the Servicing Carrier no later than the
first working day after it is completed.
What are the maximum liability limits available
through the Plan?
$500,000 unless
higher limits are required by state law (see Section 4).
What if there is a title change during the policy
period?
Any change in
title would necessitate that a new policy be written. The original policy would
have to be canceled and a new application would have to be submitted to the Plan
with the corrected title.
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