Welcome to the home page of the Virginia Automobile Insurance Plan!

• Rates were approved effective November 1, 2008. Click here to view revised rates until revised Manual pages are published.
• A new financial responsibility filing is required on certain risks for Virginia effective 01/01/08 - the FR44 Filing. For more information, see our News of Interest Page.

The Virginia Automobile Insurance Plan (VAIP) was created on January 1, 1945, by the State Corporation Commission in order to provide insurance coverage for those people who cannot obtain insurance through the voluntary market. In this capacity, the VAIP ensures that these applicants are shared equitably among all insurers licensed to write auto insurance in Virginia.

Any insurance agent holding a valid Property & Casualty license for the state of Virginia and wishing to write business through VAIP must be certified by the Board of Governors in accordance with the Virginia Plan Producer Certification Program.

Consumers possessing a valid Virginia driver's license and a vehicle registered in Virginia are eligible to be assigned through VAIP. For further information, consumers should consult their agent or broker.

On our site we will publish documents related to the Plan as they become available. We hope you find this site to be a valuable source of the insurance information you need, and we welcome your comments and suggestions.