Welcome to the home page of the Vermont Automobile Insurance Plan (VTAIP)

The Vermont Automobile Insurance Plan was established pursuant to the laws of the state of Vermont as amended by the 1969 General Assembly for granting automobile bodily injury and property damage liability, medical payments and physical damage coverages to applicants who are unable to obtain such coverage through the voluntary market.

Information pertaining to such things as eligibility criteria, extent of coverage provided, establishing an effective date of coverage and rate classifications can be found in the Vermont Plan Manual.

Producers licensed by the Vermont Department of Banking, Insurance, Securities and Health Care Administration to transact automobile insurance business in the state of Vermont are eligible to submit applications to the Vermont Plan provided the producer is certified by the Plan.

To be certified by the Plan, producers must fully complete and submit an Application for Certification (refer to Plan Section 18. Producer Certification Program) must hold a valid Vermont property and casualty license, abide by the performance standards for producers, the rules and provisions of the Plan and purchase and maintain access to a Plan Manual.

To be eligible for coverage, the applicant must certify that he/she has attempted, but has been unable to obtain automobile insurance in the state of Vermont within the preceding 60 days.  For a complete list of eligibility requirements, please refer to the Section of the Plan entitled ELIGIBILITY.

This site will publish documents related to this Plan as they become available.  We hope that you find this site a valuable source of information and we welcome any comments or suggestions that you may have.