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California Low Cost Automobile Insurance Program (CLCA)

Is this the right car insurance for you?

The CA Low Cost Automobile Insurance Program helps California residents with low income and good driving records afford the basic insurance needed to drive legally and responsibly.

Take this brief 14-question quiz to see if you qualify. We will ask you about your vehicle, your household income, and your driving history.

Ready? Let's start.


  • Are you a resident of California?
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California Low Cost Automobile Insurance Program
Administrator: California Automobile Assigned Risk Plan
150 California Street Suite 200
San Francisco, CA 94111
Phone: (866) 602-8861
Fax: (415) 421-4013
Email: caarp@aipso.com