Welcome to the Missouri Automobile Insurance Plan website’s homepage.

The Missouri Automobile Insurance Plan (the Plan) was created pursuant to Sections 303.200 and 379.460 R.S. MO., to provide automobile insurance coverages to those eligible applicants who are unable to obtain coverage in the voluntary market.

Effective September 1, 2008, the Missouri Plan will replace the Missouri Joint Underwriting Association as the state's automobile insurance residual market mechanism.

Electronic and PDF versions of the new mechanism’s Plan of Operation and Manual of Rules and Rates are available for downloading from this site. To access these documents, please click on the “Electronic Manual” link on the left.

Click here for more detailed information regarding the introduction of the new Missouri Plan.

Details about processes and procedures for the new Plan have been distributed in circulars mailed to subscriber companies. To review those circulars, please click on the “Online Circulars” link on the left.

Information for producers about the new Plan has also been distributed.  The Plan hosted a series of seminars designed to provide detailed instruction on the submission of Plan applications.  To review this information, please click on the links below.

MO AIP Producer Procedure Course PowerPoint Presentation

MO AIP Producer Procedure Guide-PDF

Questions about the new mechanism may be directed to MOAip@aipso.com or (888) 706-6100.