North Dakota Automobile Insurance Plan

North Dakota Automobile Insurance Plan

The North Dakota Automobile Insurance Plan (NDAIP) was created to provide automobile insurance coverage to those eligible risks who are unable to obtain coverage in the voluntary market. This Plan became effective on June 1, 1945.

All insurers writing automobile insurance in North Dakota are required to participate in the NDAIP by subscribing to the Plan.

All agents and brokers holding a valid license to transact automobile insurance in the state of North Dakota are eligible to submit applications to the Plan.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in North Dakota within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan. Applicants must have also have a valid drivers license or be eligible to obtain one through a filing. For further information, consumers should consult their agent or broker.

Mailing Address

Central Region
P.O. Box 6530
Providence, RI 02940-6530

Office Hours

Monday - Friday 8:00 am - 4:00 pm CT

Phone

(888) 706-6100

Fax

(800) 827-6260

Email

ndaip@aipso.com

Enhanced Login for AIPSO.com Users

To enhance account security, AIPSO.com will soon require email-based multifactor authentication to complete the login process. Click here for more information.

 

Scheduled Maintenance on Wednesday, May 20 & Wednesday, May 27

AIPSO.com will be undergoing maintenance on Wednesday, May 20 & Wednesday, May 27 between 7 am-9 am ET/6 am-8 am CT/4 am - 6 am PT and may become temporarily unavailable. Please plan accordingly.

 

Announcements

 

As of May 4, 2026, Multifactor Authentication (MFA) is now required to access EASI.

All users must have their own AIPSO Producer Services account to sign in.  
Shared or generic logins are no longer supported.

⚠️ Important: Users without an individual account will not be able to access EASI.

What you need to do:

  • Register for an individual AIPSO Producer Services account if you have not already done so 
  • For Agency Office staff that is not the Producer or Record, set up a staff account  
  • Each User must complete MFA setup when logging into EASi 

If you need assistance with account setup or access, please contact AIPSO Customer Service.

 

Obtaining Certificates of Insurance from National Specialty Insurance Company

This notice is a reminder that you are producers and not agents of North Dakota Automobile Insurance Plan nor of National Specialty Insurance Company.  As such, you do not have authority to issue Certificates of Insurance on Plan business. If an insured requires a Certificate of Insurance, please submit an email request to CommercialAuto@aipservicing.com.  Requests will be processed within 72 hours.


USPS Postmark Policy UPDATE

Effective December 24, 2025 the USPS updated its postmark rules. The update states that machine-applied postmarks reflect the date of the first automated processing, not when mail was dropped off, potentially shifting dates by days due to mail consolidation. This change will impact Plan applications and payments as the postmark standard now relies on this later processing date.

In order to ensure applications and payments are postmarked immediately, the USPS suggests users (1) request mail be hand stamped at the post office, or (2) send mail certified or registered or (3) send mail certificate of mailing.  

 

Contact information for AIPSO Insurance Operations

Private passenger: policy questions, billing, underwriting and claims

Phone: 800-827-6370

Underwriting:  PAIP-AIO@AIPServicing.com

Billing: AIO-PAIPBILLING@AIPServicing.com

Commercial: Policy questions, billing, underwriting and claims

Phone: 855-224-2247

Email: COMMERCIALAUTO@AIPServicing.com


 

Central Region
PO Box 6530 Providence, RI 02940-6530
Monday-Friday 8:15 am - 5:00 pm ET
Phone: (888)706-6100  Fax: (800)827-6260  Email: ndaip@aipso.com