Arkansas Automobile Insurance Plan

Arkansas Automobile Insurance Plan

The Arkansas Automobile Insurance Plan was created in 1947 to provide automobile insurance coverage to eligible risks who seek coverage and are unable to obtain such coverage through the voluntary market (for complete eligibility requirements, see Section 2 and 18 of the Plan Manual).

Any insurance agent holding a valid Property & Casualty license for the state of Arkansas can write business through the AIP.

Applications to the plan are divided among insurance companies in proportion to the amount of voluntary automobile insurance business each company writes in the state. For example, a company that insures 10 percent of the autos in Arkansas voluntary market receives 10 percent of the applicants to the assigned risk plan.

Mailing Address

Arkansas Automobile Insurance Plan
P.O. Box 6530
Providence, RI 02940-6530

Office Hours

Monday - Friday 8:30 am - 4:30 pm ET

Phone

(800) 413-5808

Fax

(401) 528-1361

Email

araip@aipso.com

Enhanced Login for AIPSO.com Users

To enhance account security, AIPSO.com will soon require email-based multifactor authentication to complete the login process. Click here for more information.

 

Announcements

 

Contact information for AIPSO Insurance Operations

Private passenger: policy questions, billing, underwriting and claims

Phone: 800-827-6370

Underwriting:  PAIP-AIO@AIPServicing.com

Billing: AIO-PAIPBILLING@AIPServicing.com

Commercial: Policy questions, billing, underwriting and claims

Phone: 855-224-2247

Email: COMMERCIALAUTO@AIPServicing.com  

 

As of May 4, 2026, Multifactor Authentication (MFA) is now required to access EASI.

All users must have their own AIPSO Producer Services account to sign in.
Shared or generic logins are no longer supported.

⚠️ Important: Users without an individual account will not be able to access EASI.

What you need to do:

  • Register for an individual AIPSO Producer Services account if you have not already done so 
  • For Agency Office staff that is not the Producer or Record, set up a staff account  
  • Each User must complete MFA setup when logging into EASi 

If you need assistance with account setup or access, please contact AIPSO Customer Service.

 

Obtaining Certificates of Insurance from National Specialty Insurance Company

This notice is a reminder that you are producers and not agents of Arkansas Automobile Insurance Plan nor of National Specialty Insurance Company.  As such, you do not have authority to issue Certificates of Insurance on Plan business. If an insured requires a Certificate of Insurance, please submit an email request to CommercialAuto@aipservicing.com.  Requests will be processed within 72 hours.

 

Effective 1/1/2023

Effective 1/1/2023, the requirement for submission of all applications to the Plan electronically will be expanded to include commercial applications.  This means the online process for electronic application submission authorized by the Plan, known as EASi must be used for private passenger and commercial applications. The electronic application submission process (EASi) offers online completion of the application and electronically transmits the application to the Plan. The completed signed application, deposit and supporting documentation must be forwarded to the Plan in accordance with Plan rules.
 
If you are already registered with the Arkansas Plan, please make sure you have access to EASi with your username and password.   To maintain access to electronic application submission, a copy of all producer licenses shall be submitted to the Plan within 60 days of the renewal date by mail or fax (401-528-1361).  If you do not know your username or password, please contact the Plan at 800-413-5808 or araip@aipso.com.
 
If you are not currently registered with the Arkansas Plan, please complete the application for registration to access the electronic application submission interface (EASi).  The application can be found under forms on the Arkansas Plan Site. Once the application is completed, please submit the completed application and a copy of your current license to the plan via fax 401-528-1361.
 
For helpful hints regarding EASi please see the “Frequently Asked Questions – EASi” https://www.aipso.com/FrequentlyAskedQuestions.

 

 

Please note, at this time automated commercial rating is not available.  Producers should refer to the Plan manual for rating instructions and guidance.  Arkansas Plan Staff can assist with questions regarding eligibility.  
 

CAIP Servicing Carrier

Contact Information for AIPSO Insurance Operations:
P.O. Box 6530 
Providence, RI 02940-6530  
Phone: 855-224-2247 
Fax: 855-224-7329 
Email: commercialauto@aipso.com

Arkansas
302 Central Ave Johnston, RI 02919
Monday - Friday 8:15-4:30 ET 
Phone: (800)413-5808  Fax: (401)528-1361  Email: araip@aipso.com