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Arkansas Automobile Insurance Plan
Welcome to the home page of the Arkansas Automobile Insurance Plan!

The Arkansas Automobile Insurance Plan was created in 1947 to provide automobile insurance coverage to eligible risks who seek coverage and are unable to obtain such coverage through the voluntary market (for complete eligibility requirements, see Section 2 and 18 of the Plan Manual).

Any insurance agent holding a valid Property & Casualty license for the state of Arkansas can write business through the AIP.

Applications to the plan are divided among insurance companies in proportion to the amount of voluntary automobile insurance business each company writes in the state. For example, a company that insures 10 percent of the autos in Arkansas voluntary market receives 10 percent of the applicants to the assigned risk plan.

On our site we will publish documents related to the Plan as they become available. We hope you find this site to be a valuable source of the insurance information you need, and we welcome your comments and suggestions.



Fraud Containment

In keeping with its commitment to the prevention of auto insurance fraud, AIPSO has added a new web page to its website titled “Fraud Containment.” This web page provides you with access to information about AIPSO’s Fraud Containment program. It also presents an extensive list of related links to news articles and fraud-fighting organizations that will inform you about various fraud topics, including the latest schemes and trends, the high toll fraud takes on the economy, consumer tips, enforcement actions, and much more.

302 Central Ave Johnston, RI 02919
Monday - Friday 8:30-4:30 EST 
Phone: (800)413-5808  Fax: (401)528-1361  Email: