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Arkansas Automobile Insurance Plan
Welcome to the home page of the Arkansas Automobile Insurance Plan!

The Arkansas Automobile Insurance Plan was created in 1947 to provide automobile insurance coverage to eligible risks who seek coverage and are unable to obtain such coverage through the voluntary market (for complete eligibility requirements, see Section 2 and 18 of the Plan Manual).

Any insurance agent holding a valid Property & Casualty license for the state of Arkansas can write business through the AIP.

Applications to the plan are divided among insurance companies in proportion to the amount of voluntary automobile insurance business each company writes in the state. For example, a company that insures 10 percent of the autos in Arkansas voluntary market receives 10 percent of the applicants to the assigned risk plan.

On our site we will publish documents related to the Plan as they become available. We hope you find this site to be a valuable source of the insurance information you need, and we welcome your comments and suggestions.

 AIPSO Offices' Thanksgiving Holiday Schedule

AIPSO's home office and all AIPSO regional offices will close at 2:00 p.m. local time on Wednesday, November 25.  They will remain closed on Thursday, November 26 (Thanksgiving Day) and Friday, November 27.

All AIPSO offices will reopen during regular business hours on Monday, November 30.

The following regional/Plan operations offices are headquartered in AIPSO’s home office:
• AIPSO’s Northeast Region, serving the Automobile Insurance Plans of Connecticut, Maine, New Hampshire, Pennsylvania, and Vermont, as well as the New Hampshire Automobile Reinsurance Facility
• The Rhode Island Automobile Insurance Plan and Rhode Island Plan Service Center
• The Arkansas Automobile Insurance Plan
• The Associated Auto Insurers Plan of South Carolina
• The Plan operations offices serving the Indiana, Louisiana, and Oklahoma Automobile Insurance Plans
• The Plan management office for AIPSO’s Central Region, serving the Illinois, Iowa, Minnesota, Missouri, Nebraska, North Dakota, and South Dakota Plans

AIPSO’s Mid-Atlantic regional office, headquartered  in Glen Allen, Virginia, serves the  Automobile Insurance Plans of Delaware, District of Columbia, Virginia, and West Virginia. 

AIPSO’s New Jersey Regional office in Mt. Laurel, New Jersey, serves the state’s Personal Automobile Insurance and Commercial Automobile Insurance Plans, as well as New Jersey’s  Special Automobile Insurance Policy program.

AIPSO’s New York regional office, headquartered in New York City, serves the New York Automobile Insurance Plan.

AIPSO’s Southeastern regional office, headquartered in Birmingham, Alabama, serves the Automobile Insurance Plans of Alabama, Georgia, Mississippi, South Carolina (CAIP), and Tennessee.

AIPSO’s Western regional office, headquartered in San Francisco, serves the Automobile Insurance Plans of Alaska, Arizona, California, Colorado, Idaho, Montana, New Mexico, Nevada,  Oregon, Utah, Washington, and Wyoming, as well as California’s Low Cost Auto Insurance  program.



Fraud Containment

In keeping with its commitment to the prevention of auto insurance fraud, AIPSO has added a new web page to its website titled “Fraud Containment.” This web page provides you with access to information about AIPSO’s Fraud Containment program. It also presents an extensive list of related links to news articles and fraud-fighting organizations that will inform you about various fraud topics, including the latest schemes and trends, the high toll fraud takes on the economy, consumer tips, enforcement actions, and much more.

302 Central Ave Johnston, RI 02919
Monday - Friday 8:30-4:30 EST 
Phone: (800)413-5808  Fax: (401)528-1361  Email: