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Arkansas Automobile Insurance Plan
Welcome to the home page of the Arkansas Automobile Insurance Plan!

The Arkansas Automobile Insurance Plan was created in 1947 to provide automobile insurance coverage to eligible risks who seek coverage and are unable to obtain such coverage through the voluntary market (for complete eligibility requirements, see Section 2 and 18 of the Plan Manual).

Any insurance agent holding a valid Property & Casualty license for the state of Arkansas can write business through the AIP.

Applications to the plan are divided among insurance companies in proportion to the amount of voluntary automobile insurance business each company writes in the state. For example, a company that insures 10 percent of the autos in Arkansas voluntary market receives 10 percent of the applicants to the assigned risk plan.

On our site we will publish documents related to the Plan as they become available. We hope you find this site to be a valuable source of the insurance information you need, and we welcome your comments and suggestions.

AIPSO Office Closings: Thursday, March 5, 2015

Due to a winter storm impacting the northeastern United States, both AIPSO's home office in Johnston, Rhode Island and its New York Region office in New York City will  close at 3:00 p.m. Eastern time on Thursday, March 5.

The following regional/Plan operations offices are headquartered in AIPSO’s home office:

  • AIPSO’s Northeast Region, serving the Automobile Insurance Plans of Connecticut, Maine, New Hampshire, Pennsylvania, and Vermont, as well as the New Hampshire Automobile Reinsurance Facility
  • The Rhode Island Automobile Insurance Plan and Rhode Island Plan Service Center
  • The Arkansas Automobile Insurance Plan
  • The Associated Auto Insurers Plan of South Carolina
  • The Plan operations offices serving the Indiana, Louisiana, and Oklahoma Automobile Insurance  Plans

The New York Region serves the New York Automobile Insurance Plan.

Due to a winter weather warning and icy road conditions, AIPSO's Southeastern Region office in Birmingham, Alabama is closed on Thursday, March 5.

The Southeastern Region serves the Automobile Insurance Plans of Alabama, Georgia, Mississippi, and Tennessee, as well as the South Carolina Commercial Automobile Insurance Procedure.

In response to the declaration of a state of emergency due to severe weather conditions, AIPSO's New Jersey Region office in Mt. Laurel, New Jersey closed at 10:15 a.m. Eastern time on Thursday, March 5.

The New Jersey Region serves the state’s Personal  Automobile Insurance and Commercial Automobile Insurance Plans, as well as New Jersey’s Special Automobile Insurance Policy program.

Due to a winter storm and deteriorating road conditions, AIPSO's Mid-Atlantic Region office in Glen Allen, Virginia closed at 12:30 p.m. Eastern time on Thursday, March 5.

The Mid-Atlantic Region serves the Automobile Insurance Plans of Delaware, the District of Columbia, Virginia, and West Virginia.   


Fraud Containment

In keeping with its commitment to the prevention of auto insurance fraud, AIPSO has added a new web page to its website titled “Fraud Containment.” This web page provides you with access to information about AIPSO’s Fraud Containment program. It also presents an extensive list of related links to news articles and fraud-fighting organizations that will inform you about various fraud topics, including the latest schemes and trends, the high toll fraud takes on the economy, consumer tips, enforcement actions, and much more.

302 Central Ave Johnston, RI 02919
Monday - Friday 8:30-4:30 EST 
Phone: (800)413-5808  Fax: (401)528-1361  Email: