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Associated Auto Insurers Plan of South Carolina
Welcome to the home page of the Associated Auto Insurers Plan of South Carolina.

Attention: The AAIPSC does not provide insurance coverage for large commercial risks. These risks continue to be written through the SC CAIP. If you are interested in placing a large commercial risk click here.

The Associated Auto Insurers Plan of South Carolina (AAIPSC or the “Plan”) was promulgated by the South Carolina Department of Insurance pursuant to South Carolina Statute 38-77-810. All insurers licensed and writing automobile insurance in the state must participate in the AAIPSC by accepting assignments to provide automobile insurance.

All producers holding a valid license to transact automobile insurance business in South Carolina must be certified in accordance with provisions of the Plan in order to submit eligible automobile insurance applications to the AAIPSC.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in South Carolina within the preceding 60 days.

Applications to the plan are assigned to insurance companies in proportion to the amount of voluntary automobile insurance business each company writes in the state for each line of business. For example, a company that writes 10% of the voluntary private passenger nonfleet liability car years in South Carolina will receive applications representing approximately 10% of the Plan private passenger nonfleet AIP premiums over the course of a calendar year. The assigned company must write and service the policy and is responsible for all losses.

On our site we will publish documents related to the Plan as they become available. We hope you find this site to be a valuable source of the insurance information you need, and we welcome your comments and suggestions.


 AIPSO Offices' Thanksgiving Holiday Schedule

AIPSO's home office and all AIPSO regional offices will close at 2:00 p.m. local time on Wednesday, November 25.  They will remain closed on Thursday, November 26 (Thanksgiving Day) and Friday, November 27.

All AIPSO offices will reopen during regular business hours on Monday, November 30.

The following regional/Plan operations offices are headquartered in AIPSO’s home office:
• AIPSO’s Northeast Region, serving the Automobile Insurance Plans of Connecticut, Maine, New Hampshire, Pennsylvania, and Vermont, as well as the New Hampshire Automobile Reinsurance Facility
• The Rhode Island Automobile Insurance Plan and Rhode Island Plan Service Center
• The Arkansas Automobile Insurance Plan
• The Associated Auto Insurers Plan of South Carolina
• The Plan operations offices serving the Indiana, Louisiana, and Oklahoma Automobile Insurance Plans
• The Plan management office for AIPSO’s Central Region, serving the Illinois, Iowa, Minnesota, Missouri, Nebraska, North Dakota, and South Dakota Plans

AIPSO’s Mid-Atlantic regional office, headquartered  in Glen Allen, Virginia, serves the  Automobile Insurance Plans of Delaware, District of Columbia, Virginia, and West Virginia. 

AIPSO’s New Jersey Regional office in Mt. Laurel, New Jersey, serves the state’s Personal Automobile Insurance and Commercial Automobile Insurance Plans, as well as New Jersey’s  Special Automobile Insurance Policy program.

AIPSO’s New York regional office, headquartered in New York City, serves the New York Automobile Insurance Plan.

AIPSO’s Southeastern regional office, headquartered in Birmingham, Alabama, serves the Automobile Insurance Plans of Alabama, Georgia, Mississippi, South Carolina (CAIP), and Tennessee.

AIPSO’s Western regional office, headquartered in San Francisco, serves the Automobile Insurance Plans of Alaska, Arizona, California, Colorado, Idaho, Montana, New Mexico, Nevada,  Oregon, Utah, Washington, and Wyoming, as well as California’s Low Cost Auto Insurance  program.



 There are no announcements at this time.

Associated Auto Insurers Plan of South Carolina
302 Central Ave., Johnston, RI 02919
Monday - Friday 8:30-4:30 EST  
Phone: (866) 560-4100 Fax: (401) 528-1361 Email: