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Associated Auto Insurers Plan of South Carolina
Welcome to the home page of the Associated Auto Insurers Plan of South Carolina.

Attention: The AAIPSC does not provide insurance coverage for large commercial risks. These risks continue to be written through the SC CAIP. If you are interested in placing a large commercial risk click here.

The Associated Auto Insurers Plan of South Carolina (AAIPSC or the “Plan”) was promulgated by the South Carolina Department of Insurance pursuant to South Carolina Statute 38-77-810. All insurers licensed and writing automobile insurance in the state must participate in the AAIPSC by accepting assignments to provide automobile insurance.

All producers holding a valid license to transact automobile insurance business in South Carolina must be certified in accordance with provisions of the Plan in order to submit eligible automobile insurance applications to the AAIPSC.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in South Carolina within the preceding 60 days.

Applications to the plan are assigned to insurance companies in proportion to the amount of voluntary automobile insurance business each company writes in the state for each line of business. For example, a company that writes 10% of the voluntary private passenger nonfleet liability car years in South Carolina will receive applications representing approximately 10% of the Plan private passenger nonfleet AIP premiums over the course of a calendar year. The assigned company must write and service the policy and is responsible for all losses.

On our site we will publish documents related to the Plan as they become available. We hope you find this site to be a valuable source of the insurance information you need, and we welcome your comments and suggestions.


AIPSO Office Closings: Thursday, March 5, 2015

Due to a winter storm impacting the northeastern United States, both AIPSO's home office in Johnston, Rhode Island and its New York Region office in New York City will  close at 3:00 p.m. Eastern time on Thursday, March 5.

The following regional/Plan operations offices are headquartered in AIPSO’s home office:

  • AIPSO’s Northeast Region, serving the Automobile Insurance Plans of Connecticut, Maine, New Hampshire, Pennsylvania, and Vermont, as well as the New Hampshire Automobile Reinsurance Facility
  • The Rhode Island Automobile Insurance Plan and Rhode Island Plan Service Center
  • The Arkansas Automobile Insurance Plan
  • The Associated Auto Insurers Plan of South Carolina
  • The Plan operations offices serving the Indiana, Louisiana, and Oklahoma Automobile Insurance  Plans

The New York Region serves the New York Automobile Insurance Plan.

Due to a winter weather warning and icy road conditions, AIPSO's Southeastern Region office in Birmingham, Alabama is closed on Thursday, March 5.

The Southeastern Region serves the Automobile Insurance Plans of Alabama, Georgia, Mississippi, and Tennessee, as well as the South Carolina Commercial Automobile Insurance Procedure.

In response to the declaration of a state of emergency due to severe weather conditions, AIPSO's New Jersey Region office in Mt. Laurel, New Jersey closed at 10:15 a.m. Eastern time on Thursday, March 5.

The New Jersey Region serves the state’s Personal  Automobile Insurance and Commercial Automobile Insurance Plans, as well as New Jersey’s Special Automobile Insurance Policy program.

Due to a winter storm and deteriorating road conditions, AIPSO's Mid-Atlantic Region office in Glen Allen, Virginia closed at 12:30 p.m. Eastern time on Thursday, March 5.

The Mid-Atlantic Region serves the Automobile Insurance Plans of Delaware, the District of Columbia, Virginia, and West Virginia.   


 There are no announcements at this time.

Associated Auto Insurers Plan of South Carolina
302 Central Ave., Johnston, RI 02919
Monday - Friday 8:30-4:30 EST  
Phone: (866) 560-4100 Fax: (401) 528-1361 Email: