Welcome to the home page of the Associated Auto Insurers Plan of South Carolina.
Attention: The AAIPSC does not provide insurance coverage for large commercial risks. These risks continue to be written through the SC CAIP. If you are interested in placing a large commercial risk click here.
The Associated Auto Insurers Plan of South Carolina (AAIPSC or the “Plan”) was promulgated by the South Carolina Department of Insurance pursuant to South Carolina Statute 38-77-810. All insurers licensed and writing automobile insurance in the state must participate in the AAIPSC by accepting assignments to provide automobile insurance.
All producers holding a valid license to transact automobile insurance business in South Carolina must be certified in accordance with provisions of the Plan in order to submit eligible automobile insurance applications to the AAIPSC.
Applicants must declare and certify that they have tried and failed to obtain automobile insurance in South Carolina within the preceding 60 days.
Applications to the plan are assigned to insurance companies in proportion to the amount of voluntary automobile insurance business each company writes in the state for each line of business. For example, a company that writes 10% of the voluntary private passenger nonfleet liability car years in South Carolina will receive applications representing approximately 10% of the Plan private passenger nonfleet AIP premiums over the course of a calendar year. The assigned company must write and service the policy and is responsible for all losses.
On our site we will publish documents related to the Plan as they become available. We hope you find this site to be a valuable source of the insurance information you need, and we welcome your comments and suggestions.