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Missouri Automobile Insurance Plan
Welcome to the Missouri Automobile Insurance Plan website’s homepage.

The Missouri Automobile Insurance Plan (the Plan) was created pursuant to Sections 303.200 and 379.460 R.S. MO., to provide automobile insurance coverages to those eligible applicants who are unable to obtain coverage in the voluntary market.

Effective September 1, 2008, the Missouri Plan replaced the Missouri Joint Underwriting Association as the state's automobile insurance residual market mechanism.

All insurers writing automobile insurance in Missouri are required to participate in the MOAIP by subscribing to the Plan.  All agent and brokers holding a valid license to transact automobile insurance in the state of Missouri are eligible to submit applications to the Plan.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in Missouri within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan.  Applicants must also have a valid drivers license or be eligible to obtain one through a filing.  For further information, consumers should consult their agent or broker.





New Manager Appointed for AIPSO's Central Region

AIPSO Field Operations is pleased to announce the promotion of its newest Director & Field Operations Team Leader, effective October 1, 2015.  In conjunction with this promotion, this individual  will assume the duties of regional manager for AIPSO’s Central Region, which serves the automobile insurance plans of Illinois, Iowa, Minnesota, Missouri, Nebraska, North Dakota, and South Dakota.  Registered users of can learn more about this appointment by clicking this link.


Effective December 29, 2014 the Missouri Automobile Insurance Plan amended Rule 30. Named Non-owner Coverage-Youth In State Custody to make named non-owner coverage available to 16 and 17 year old youths in the custody of the Missouri Department of Social Services.

Registered producers can learn more by clicking here.



Effective December 31, 2013 the Missouri Joint Underwriting Association (MJUA) is terminated.  On January 1, 2014, responsibility for new or re-opened claims related to previous MJUA commercial policies was transferred to the MO Automobile Insurance Plan (AIP) Commercial Automobile Insurance Procedure ( MO CAIP).

Final MP reports and assessments have been completed and thus, former MJUA subscriber companies will receive no more MP reports or assessments beginning with the period ending March, 2014.

Any claims reported to an MJUA servicing carrier after January 1, 2014 must be settled by the MJUA servicing carrier in accordance with the terms of the MJUA servicing carrier contract.  The servicing carrier must complete and submit a MO AIP Notice of Claim Form (AIP 9050) which can be downloaded from the "Forms" module below.

When the claim is settled, the MO AIP will reimburse the servicing carrier for any related claim settlement.  To request reimbursement, the servicing carrier must complete and fax a MO AIP Check Request Form (AIP 9049) to the MO AIP Regional Manager and AIPSO Financial and Investment Services.  This form can also be downloaded from the "Forms" module below.  These forms are also available by contacting the MO AIP at 888-706-6100.

 TitleCategoryModified DateSize 
Check Request Form (AIP9049 1-14)Form4/16/2014UnknownDownload
Commercial Agency Acquisition/Transfer/Merger (AIP9046 9-08)Form7/18/201111.38 KBDownload
Commercial Alternate Application Package (AIP9041 10-15)Form9/30/2015155.53 KBDownload
Commercial Operator Schedule (AIP3502 12-02)Supplement3/24/201112.31 KBDownload
Commercial Policy Change Request (AIP9043 1-11)Form3/6/201227.57 KBDownload
Commercial Producer Change Authorization (AIP9045 9-08) Form3/24/20118.61 KBDownload
Commercial Vehicle Schedule (AIP3500 1-10)Supplement3/24/201122.56 KBDownload
Company Performance Complaint (Interactive) (AIP4140 12-11)Form12/1/201195.80 KBDownload
Company Subscriber Questionnaire (10-13)Form8/27/201470.63 KBDownload
EASi Retraction Request (AIP9051 10-15)Form9/30/201522.89 KBDownload
Named Driver Exclusion Acknowledgment (AIP 9047)Form4/22/20166.99 KBDownload
Notice Of Claim Form (AIP9050 1-14)Form4/16/201413.92 KBDownload
Private Passenger Alternate Application Package (AIP9040 10-15)Form9/30/2015132.41 KBDownload
Private Passenger Ownership Change (AIP9044 9-08)Form3/24/201144.95 KBDownload
Private Passenger Policy Change Request (AIP9047 1-12)Form1/13/201230.53 KBDownload
Producer Performance Complaint (Interactive) (AIP9500 12-11)Form12/1/201162.62 KBDownload
Rating - ExperienceWorksheet3/24/201122.45 KBDownload
Rating - Gross ReceiptsWorksheet3/24/201118.68 KBDownload
Rating - Prepared Food Delivery ServicesWorksheet3/24/201113.05 KBDownload
Rating - Public Transportation Autos Other than Zone RatedWorksheet3/24/201116.64 KBDownload
Rating - Public Transportation Autos Zone RatedWorksheet3/24/201116.05 KBDownload
Rating - Trucks, Tractors and Trailers Other than Zone RatedWorksheet3/24/201115.58 KBDownload
Rating - Trucks, Tractors and Trailers Zone RatedWorksheet3/24/201115.49 KBDownload
Central Region
PO Box 6530 Providence, RI 02940-6530
Monday - Friday 8:00 - 4:00 CST
Phone: (888)706-6100  Fax: (800)827-6260  Email: