Welcome to the homepage of the Montana Automobile Insurance Plan.
The Montana Automobile Insurance Plan was created to provide automobile insurance coverage to eligible risks who seek coverage and are unable to obtain such coverage through the voluntary market. Eligible Montana Automobile Insurance Plan risks are shared among companies writing automobile insurance in the state of Montana.
Montana is one of several states that comprise an association of auto plans referred to as the Western Association of Automobile Insurance Plans (WAAIP). WAAIP is a processing center where people who have trouble buying automobile insurance are put in touch with an insurance company which will insure them.