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New York Automobile Insurance Plan
Welcome to the home page of the New York Automobile Insurance Plan.

The New York Automobile Insurance Plan (NYAIP) is the central mechanism established pursuant to Article 53 of the New York Insurance Law to provide auto liability and physical damages coverages to those insureds who are unable to obtain such auto insurance in the voluntary market. All insurers writing automobile insurance in New York State must participate in the NYAIP by providing such insurance.

All agents and brokers holding a valid license to transact automobile insurance business in New York State must be certified by the Governing Committee in accordance with Standards and procedures approved by the Superintendent of Insurance prior to submitting applications to the Plan.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in New York State within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the plan.

 AIPSO Offices' Thanksgiving Holiday Schedule

AIPSO's home office and all AIPSO regional offices will close at 2:00 p.m. local time on Wednesday, November 25.  They will remain closed on Thursday, November 26 (Thanksgiving Day) and Friday, November 27.

All AIPSO offices will reopen during regular business hours on Monday, November 30.

The following regional/Plan operations offices are headquartered in AIPSO’s home office:
• AIPSO’s Northeast Region, serving the Automobile Insurance Plans of Connecticut, Maine, New Hampshire, Pennsylvania, and Vermont, as well as the New Hampshire Automobile Reinsurance Facility
• The Rhode Island Automobile Insurance Plan and Rhode Island Plan Service Center
• The Arkansas Automobile Insurance Plan
• The Associated Auto Insurers Plan of South Carolina
• The Plan operations offices serving the Indiana, Louisiana, and Oklahoma Automobile Insurance Plans
• The Plan management office for AIPSO’s Central Region, serving the Illinois, Iowa, Minnesota, Missouri, Nebraska, North Dakota, and South Dakota Plans

AIPSO’s Mid-Atlantic regional office, headquartered  in Glen Allen, Virginia, serves the  Automobile Insurance Plans of Delaware, District of Columbia, Virginia, and West Virginia. 

AIPSO’s New Jersey Regional office in Mt. Laurel, New Jersey, serves the state’s Personal Automobile Insurance and Commercial Automobile Insurance Plans, as well as New Jersey’s  Special Automobile Insurance Policy program.

AIPSO’s New York regional office, headquartered in New York City, serves the New York Automobile Insurance Plan.

AIPSO’s Southeastern regional office, headquartered in Birmingham, Alabama, serves the Automobile Insurance Plans of Alabama, Georgia, Mississippi, South Carolina (CAIP), and Tennessee.

AIPSO’s Western regional office, headquartered in San Francisco, serves the Automobile Insurance Plans of Alaska, Arizona, California, Colorado, Idaho, Montana, New Mexico, Nevada,  Oregon, Utah, Washington, and Wyoming, as well as California’s Low Cost Auto Insurance  program.


Quick/Free Access to NYAIP Assignment Information

To use the NYAIP's automated Assignment Confirmation facility:

  1. Establish a username and password to log in
  2. Go to "For Registered Users" column on the left, and select "Assignment Confirmation"
  3. Select "New York" from the Automobile Insurance Plan drop down menu
 Producer Application Submission System (PASS)

PASS is an internet-based program that enables certified producers to electronically effect coverage and submit applications to the Plan.  To access PASS, go to


Take Out Credit Program

The following TOC documents are available to registered users after log in:

  1. The current NYAIP Quarterly Take Out Credit Program data. Go to "Circulars" (top center).
  2. The TOC FAQ and General Audit Guidelines. Go to "Plan Documents".
  3. The TOC Reporting Instructions. Go to "Plan Documents". 

Plan rules and the Department of Financial Services (DFS) directives remain the first authority.  These documents are intended only to provide the user with general help and guidance. 

New York Region
22 Cortlandt Street Suite 1500 New York, NY 10007-3151
Monday - Friday 8:30 - 4:15 EST
Phone: (212)943-5100  Fax: (212)742-2116 

Coverage Confirmation/Inquiries: 
PASS/ID Card Help Desk: 
General Information: