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New York Automobile Insurance Plan
Welcome to the home page of the New York Automobile Insurance Plan.

The New York Automobile Insurance Plan (NYAIP) is the central mechanism established pursuant to Article 53 of the New York Insurance Law to provide auto liability and physical damages coverages to those insureds who are unable to obtain such auto insurance in the voluntary market. All insurers writing automobile insurance in New York State must participate in the NYAIP by providing such insurance.

All agents and brokers holding a valid license to transact automobile insurance business in New York State must be certified by the Governing Committee in accordance with Standards and procedures approved by the Superintendent of Insurance prior to submitting applications to the Plan.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in New York State within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the plan.

AIPSO.com Security Update

You may know by now of the security vulnerability posed to a great number of Internet sites by the Heartbleed bug.

We have confirmed that these AIPSO websites were not vulnerable to the Heartbleed bug:
• EARS
• EASi
• PASS

AIPSO has also remediated the potential vulnerability for the websites below and updated all relevant site certificates.
• AIPSO.com
• FAST

While we have no reason to believe any data was compromised or that any breach occurred, changing your password is advisable whenever vulnerabilities are identified in an application or web site.  To change your password for the following AIPSO-hosted sites, you must log in by following the links below:
• AIPSO.com
 EASi
• PASS
 FAST

Click here for more information regarding this security vulnerability issue.

Announcements
Quick/Free Access to NYAIP Assignment Information

To use the NYAIP's automated Assignment Confirmation facility:

  1. Establish a username and password to log in
  2. Go to "For Registered Users" column on the left, and select "Assignment Confirmation"
  3. Select "New York" from the Automobile Insurance Plan drop down menu
 Producer Application Submission System (PASS)

PASS is an internet-based program that enables certified producers to electronically effect coverage and submit applications to the Plan.  To access PASS, go to www.nypass.com.

 

Take Out Credit Program

The following TOC documents are available to registered users after log in:

  1. The current NYAIP Quarterly Take Out Credit Program data. Go to "Circulars" (top center).
  2. The TOC FAQ and General Audit Guidelines. Go to "Plan Documents".

Plan rules and the Department of Financial Services (DFS) directives remain the first authority.  These documents are intended only to provide the user with general help and guidance. 

New York Region
22 Cortlandt Street Suite 1500 New York, NY 10007-3151
Monday - Friday 8:30 - 4:15 EST
Phone: (212)943-5100  Fax: (212)742-2116 

Email: nyaip@aipso.com
Coverage Confirmation/Inquiries: nyaipinq@aipso.com 
PASS/ID Card Help Desk: passhelp@aipso.com 
General Information: nyaip@aipso.com