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North Dakota Automobile Insurance Plan
Welcome to the North Dakota Automobile Insurance Plan homepage.

The North Dakota Automobile Insurance Plan (NDAIP) was created to provide automobile insurance coverage to those eligible risks who are unable to obtain coverage in the voluntary market. This Plan became effective on June 1, 1945.

All insurers writing automobile insurance in North Dakota are required to participate in the NDAIP by subscribing to the Plan.

All agents and brokers holding a valid license to transact automobile insurance in the state of North Dakota are eligible to submit applications to the Plan.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in North Dakota within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan. Applicants must have also have a valid drivers license or be eligible to obtain one through a filing. For further information, consumers should consult their agent or broker.


AIPSO Systems Availability Affected on Thursday (2/26/15) After 10 P.M. Eastern Time 

On the evening of Thursday, February 26, most AIPSO systems will be unavailable for a 1-2 hour period starting at 10 p.m. (Eastern time). This is a proactive action that our Systems staff is taking  to perform necessary work on the power system that feeds AIPSO's computer room. Most all systems will be affected during this time, and we expect to bring them back online between 11 p.m.- 12 a.m. (Friday morning Eastern time)., EASi (1.0 and 2.0), NYPASS, FAST, California Low Cost Auto Insurance Program, Michigan EARS, and the Kentucky Arbitration Association's site will be unavailable externally.  AIPSO's e-mail will also be affected. 

We thank you for your patience during this necessary maintenance.

AIPSO Office Closing: Thursday, February 26, 2015

Due to the impact of a a winter storm, AIPSO's Mid-Atlantic Region office in Glen Allen, Virginia will be closed on Thursday, February 26.

The Mid-Atlantic Region serves the Automobile Insurance Plans for the states of Delaware, Virginia, and West Virginia as well as the Plan for the District of Columbia.

At this time, AIPSO's home office and all other AIPSO Plan/regional offices are scheduled to open and operate during normal business hours on February 26.



    Effective September 1, 2013 the North Dakota Automobile Insurance Plan has added an Alternate Application Package to the forms section on the website for Private Passenger and Commercial Application submission.  Please be aware that private passenger and commercial applications must be submitted through EASi.  In the event EASi is unavailable or if the producer does not have access to the internet, the producer may download a plain paper Private Passenger or Commercial Alternate Application Package from the Plan website and follow the Alternate Application Submission Procedures in Sections 56 and 57.
Central Region
PO Box 6530 Providence, RI 02940-6530
Monday - Friday 8:00 - 4:00 CST
Phone: (888)706-6100  Fax: (800)827-6260  Email: