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North Dakota Automobile Insurance Plan
Welcome to the North Dakota Automobile Insurance Plan homepage.

The North Dakota Automobile Insurance Plan (NDAIP) was created to provide automobile insurance coverage to those eligible risks who are unable to obtain coverage in the voluntary market. This Plan became effective on June 1, 1945.

All insurers writing automobile insurance in North Dakota are required to participate in the NDAIP by subscribing to the Plan.

All agents and brokers holding a valid license to transact automobile insurance in the state of North Dakota are eligible to submit applications to the Plan.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in North Dakota within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan. Applicants must have also have a valid drivers license or be eligible to obtain one through a filing. For further information, consumers should consult their agent or broker.


 AIPSO Offices' Thanksgiving Holiday Schedule

AIPSO's home office and all AIPSO regional offices will close at 2:00 p.m. local time on Wednesday, November 25.  They will remain closed on Thursday, November 26 (Thanksgiving Day) and Friday, November 27.

All AIPSO offices will reopen during regular business hours on Monday, November 30.

The following regional/Plan operations offices are headquartered in AIPSO’s home office:
• AIPSO’s Northeast Region, serving the Automobile Insurance Plans of Connecticut, Maine, New Hampshire, Pennsylvania, and Vermont, as well as the New Hampshire Automobile Reinsurance Facility
• The Rhode Island Automobile Insurance Plan and Rhode Island Plan Service Center
• The Arkansas Automobile Insurance Plan
• The Associated Auto Insurers Plan of South Carolina
• The Plan operations offices serving the Indiana, Louisiana, and Oklahoma Automobile Insurance Plans
• The Plan management office for AIPSO’s Central Region, serving the Illinois, Iowa, Minnesota, Missouri, Nebraska, North Dakota, and South Dakota Plans

AIPSO’s Mid-Atlantic regional office, headquartered  in Glen Allen, Virginia, serves the  Automobile Insurance Plans of Delaware, District of Columbia, Virginia, and West Virginia. 

AIPSO’s New Jersey Regional office in Mt. Laurel, New Jersey, serves the state’s Personal Automobile Insurance and Commercial Automobile Insurance Plans, as well as New Jersey’s  Special Automobile Insurance Policy program.

AIPSO’s New York regional office, headquartered in New York City, serves the New York Automobile Insurance Plan.

AIPSO’s Southeastern regional office, headquartered in Birmingham, Alabama, serves the Automobile Insurance Plans of Alabama, Georgia, Mississippi, South Carolina (CAIP), and Tennessee.

AIPSO’s Western regional office, headquartered in San Francisco, serves the Automobile Insurance Plans of Alaska, Arizona, California, Colorado, Idaho, Montana, New Mexico, Nevada,  Oregon, Utah, Washington, and Wyoming, as well as California’s Low Cost Auto Insurance  program.



New Manager Appointed for AIPSO's Central Region

AIPSO Field Operations is pleased to announce the promotion of its newest Director & Field Operations Team Leader, effective October 1, 2015.  In conjunction with this promotion, this individual  will assume the duties of regional manager for AIPSO’s Central Region, which serves the automobile insurance plans of Illinois, Iowa, Minnesota, Missouri, Nebraska, North Dakota, and South Dakota.  Registered users of can learn more about this appointment by clicking this link.

Effective September 1, 2013 the North Dakota Automobile Insurance Plan has added an Alternate Application Package to the forms section on the website for Private Passenger and Commercial Application submission.  Please be aware that private passenger and commercial applications must be submitted through EASi.  In the event EASi is unavailable or if the producer does not have access to the internet, the producer may download a plain paper Private Passenger or Commercial Alternate Application Package from the Plan website and follow the Alternate Application Submission Procedures in Sections 56 and 57.

Central Region
PO Box 6530 Providence, RI 02940-6530
Monday - Friday 8:00 - 4:00 CST
Phone: (888)706-6100  Fax: (800)827-6260  Email: