Alabama Automobile Insurance Plan

Alabama Automobile Insurance Plan

The Alabama Automobile Insurance Plan was created to provide automobile insurance coverage to eligible risks who seek coverage and are unable to obtain such coverage through the voluntary market (For complete eligibility requirements, see Section 20 and 36 of the Plan Manual). Eligible Alabama Automobile Insurance Plan risks are shared among companies writing automobile insurance in the state of Alabama. This Plan became effective May 17, 1948.

Any insurance agent holding a valid Property & Casualty license for the state of Alabama can write business through the ALAIP. Consumers possessing a valid Alabama driver's license and a vehicle registered in Alabama are eligible to be assigned through ALAIP. For further information consumers should consult their agent or broker.

Mailing Address

Southeastern Region
P.O. Box 6530
Providence, RI 02940-6530

Office Hours

Monday - Friday 8:00 am - 4:00 pm CT

Phone

(800) 301-6477

Fax

(800) 677-7247

Email

southeast@aipso.com

AIPSO's Office Schedule: October 13

AIPSO's home office in Johnston RI and office in Mayfield Heights OH, along with the New York AIP, New Jersey Plans, Central Region, Mid-Atlantic Region, Northeast Region and Southeast Region, and the remote offices in Alabama, Illinois, Minnesota, and Virginia that are part of our Field & Plan Operations unit, will be closed on Monday, October 13, in observance of Columbus Day/Indigenous Peoples' Day.

Some services may be delayed or unavailable.

AIPSO's Western Region will open and operate their regular business hours on October 13.  

All offices will resume regular business hours on Tuesday, October 14. 
 

Announcements

Personal auto policies to be issued in the name of the Alabama Automobile Insurance Plan starting January 1, 2025:

 Effective January 1, 2025, personal auto policies will be issued in the name of the Alabama Automobile Insurance Plan (AL-2024-Revision 002 Plan of Operation manual changes).

 On January 1, 2022, the Alabama Plan's Personal Automobile Insurance Procedure (PAIP) was implemented. The personal auto policies were issued with National Specialty Insurance Company as the insurer.

 Existing personal auto policies in force policies with National Specialty will be nonrenewed 30 days in advance of policy expiration. The insured will need to shop the voluntary market, and if ineligible for the voluntary market, can apply back to the Plan.

 For further information regarding PAIP and revised Plan language, please refer to the Alabama Automobile Insurance Plan Manual at:  Alabama (aipso.com) .

 Any questions about these changes can be directed to the Alabama Automobile Insurance Plan at 1-800-301-6477.


 CAIP SERVICING CARRIER

Contact Information for AIPSO Insurance Operations:

P.O. Box 6530 
Providence, RI 02940-6530  

 Phone: 855-224-2247 

Fax: 855-224-7329
Email: commercialauto@aipservicing.com

Southeast Region
PO Box 6530   Providence, RI 02940-6530
Monday - Friday  8:15 am - 5:00 pm ET
Phone: (800) 301-6477  Fax: (800) 677-7247  Email: southeast@aipso.com