Effective January 1, 2022 CAARP will be implementing a new Private Passenger Pool (PPP). Twenty percent of the Low Cost applications will be assigned to the PPP and will be issued by CAARP on policies in the name of CAARP. All policy processing services will be performed by AIPSO. All other aspects will remain the same. The assignment notice you receive will inform you if the application was assigned to the PPP or was assigned to a designated company.
Low Cost Program Enhancements
Converting Applicant Paper Check to an E-Check with EASi 2.0:
At the option of the applicant, producers may convert an applicant's paper check into an E-Check within EASi 2.0 by selecting Applicant E-Check. Producers will then proceed to enter the applicant's checking account routing and account number. Converting to E-Check eliminates having to mail in an application. The producer must destroy the paper check or return it to the applicant.
Certification of Income Eligibility Form:
In instances when an applicant for a California Low Cost automobile insurance policy is unable to provide documentation required to prove income eligibility, the Certification of Income Eligibility form can be used.
The form is posted on the Forms section of this page and should be included with the completed and signed application.
E-Signature:
Certified producers may now utilize their own e-signature product/process to secure the necessary signatures at the application process.
If you have any questions please email the Plan at caarp@aipso.com and we will provide assistance.
Revised Convenience Fee Rates
Effective 12/1/2014, the convenience fee pricing for use of debit card payments for CAARP Private Passenger and CA Low Cost Auto processed through EASi was revised and reduced by our vendor, Official Payments:
California Low Cost: $1.95
CAARP: $2.95
(Prior pricing was at $3.99 for California Low Cost and $19.99 for CAARP)
Credit Card convenience fees will remain unchanged:
California Low Cost: $3.99
CAARP: $19.99