The Connecticut Automobile Insurance Assigned Risk Plan (CT AIARP or the "Plan") was established pursuant to Connecticut General Statute 38a-329. All insurers writing automobile insurance in the state must participate in the CT AIARP by providing such insurance.
All producers holding a valid license to transact automobile insurance business in Connecticut must be certified by the Governing Committee in accordance with the standards and procedures approved by the Insurance Commissioner prior to submitting applications to the Plan.
Applicants must declare and certify that they have tried and failed to obtain automobile insurance in Connecticut within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan.
Effective June 1, 2017, the Connecticut Plan will provide uniform rating and coverage provisions for risks with registration plates not issued for specific autos. Risks eligible under the Registration Plates Not Issued for a Specific Auto rule will be provided coverage using the same form and rated in the same manner. As part of the change, Plan Manual Rule 58. Uninsured and Underinsured Motorists Coverage Insurance and Rule 139. Registration Plates Not Issued for a Specific Auto have been amended to introduce uniform provisions for all eligible risks.
Additionally, CA 20 27 10 13 Registration Plan Not Issued for a Specific Auto, the Connecticut Commercial Application, the Connecticut Auto Dealers Supplement for Auto and Trailer Dealers and the Informed Consent Form CT-2400 have been revised to replace references to dealer and transporter plates with registration plates. These forms will be available for use on June 1, 2017 from the Forms module of this website.
As permitted by CONN. REV. STAT. § 38a-335(d), the Connecticut Plan allows named drivers to be excluded from the policy.
To provide guidance for excluding a named driver from a private passenger policy, the Plan introduces Rule 44. Named Driver Exclusion and PPA 90 09.3 Named Driver Exclusion Endorsement – Connecticut, a schedule and a definition of named excluded operator. The Connecticut Plan also introduces AIP-3858 - Connecticut Named Driver Exclusion Acknowledgment Form to obtain the signature(s) of the excluded operator and named insured(s) to exclude a named operator. This form is for use in conjunction with Rule 44 and the Named Driver Exclusion Endorsement and can be accessed from the Connecticut Plan’s website under the Forms module.
On November 2, 2016, changes were implemented in EASi 2.0 for Commercial applications.
Click here to see details about the changes in a reference tool entitled "Commercial Applications in EASi 2.0 FAQs".
The Annual Report of Operations and Financial Statements is available for electronic access from the Plan's website under Plan Documents module below.
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