The Connecticut Automobile Insurance Assigned Risk Plan (CT AIARP or the
"Plan") was established pursuant to Connecticut General Statute 38a-329.
All insurers writing automobile insurance in the state must participate in
the CT AIARP by providing such insurance.
All producers holding a valid license to transact automobile insurance
business in Connecticut must be certified by the Governing Committee in
accordance with the standards and procedures approved by the Insurance
Commissioner prior to submitting applications to the Plan.
Applicants must declare and certify that they have tried and failed to
obtain automobile insurance in Connecticut within the preceding 60 days and
have been unable to obtain such insurance at rates not exceeding those
applicable under the Plan.
302 Central Ave
Johnston, RI 02919
Monday - Friday 8:15 am - 4:30 pm ET
The Connecticut Plan introduced a rating procedure in the
Plan’s Manual of Rules and Rates when a Waiver of Subrogation is required by
contract (CT 2017 Revision 006).
a corresponding endorsement was introduced to provide that the Transfer Of
Rights Of Recovery Against Others To Us condition does not apply to the person
or organization shown in the Schedule, but only to the extent that subrogation
is waived prior to the accident or the loss under a contract with that person
or organization (PFE CP 17-57 dated November 13, 2017).
For your information, the commercial application was amended
to allow the applicant to select the option and identify the person(s) and
organization(s) that require a Waiver of Subrogation.
The Connecticut Insurance Department has approved a revision of Private Passenger and Commercial auto rates for risks insured through the Connecticut Automobile Assigned Risk Plan effective January 1, 2018 for new and renewal business. This includes both a rate level change as well as a revision in financial responsibility limits from $10/20 to $25/50 Bodily Injury and $10,000 to $25,000 Property Damage to comply with 2017 Conn. Acts (former H.B. 5963). The base rates have been revised for Bodily Injury, Property Damage, Basic Reparations, Uninsured Motorists, Comprehensive, and Collision coverage and the base model year has been shifted from 2014 to 2018.
As a result, the Plan's Informed Consent Forms required revisions.
For the remainder of 2017, the Plan's current Informed Consent Forms will be available from this site to accommodate producers writing new business applications through the Plan. The revised Informed Consent Forms, effective January 1, 2018, will also be available from this site commencing on November 15, 2017 to accommodate renewal offers effective January 1, 2018.
Effective June 1, 2017, the Connecticut Plan will provide uniform rating and coverage provisions for risks with registration plates not issued for specific autos. Risks eligible under the Registration Plates Not Issued for a Specific Auto rule will be provided coverage using the same form and rated in the same manner. As part of the change, Plan Manual Rule 58. Uninsured and Underinsured Motorists Coverage Insurance and Rule 139. Registration Plates Not Issued for a Specific Auto have been amended to introduce uniform provisions for all eligible risks.
CA 20 27 10 13 Registration Plan Not Issued for a Specific Auto, the Connecticut Commercial Application, the Connecticut Auto Dealers Supplement for Auto and Trailer Dealers and the Informed Consent Form CT-2400 have been revised to replace references to dealer and transporter plates with registration plates. These forms will be available for use on June 1, 2017 from the Forms module of this website.
As permitted by CONN. REV. STAT. § 38a-335(d), the Connecticut Plan allows named drivers to be excluded from the policy.
To provide guidance for excluding a named driver from a private passenger policy, the Plan introduces Rule 44. Named Driver Exclusion and PPA 90 09.3 Named Driver Exclusion Endorsement – Connecticut, a schedule and a definition of named excluded operator. The Connecticut Plan also introduces AIP-3858 - Connecticut Named Driver Exclusion Acknowledgment Form to obtain the signature(s) of the excluded operator and named insured(s) to exclude a named operator. This form is for use in conjunction with Rule 44 and the Named Driver Exclusion Endorsement and can be accessed from the Connecticut Plan’s website under the Forms module.
The Annual Report of Operations and Financial Statements is available for electronic access from the Plan's website under Plan Documents module below.
302 Central Ave Johnston, RI 02919
Monday - Friday 8:15 - 4:30 EST
Phone: (401) 946-2800, (401) 528-1488 Fax: (401) 528-1409