Connecticut Automobile Insurance Plan

Connecticut Automobile Insurance Assigned Risk Plan

The Connecticut Automobile Insurance Assigned Risk Plan (CT AIARP or the "Plan") was established pursuant to Connecticut General Statute 38a-329. All insurers writing automobile insurance in the state must participate in the CT AIARP by providing such insurance.

All producers holding a valid license to transact automobile insurance business in Connecticut must be certified by the Governing Committee in accordance with the standards and procedures approved by the Insurance Commissioner prior to submitting applications to the Plan.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in Connecticut within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan.

Mailing Address

Northeast Region
302 Central Ave
Johnston, RI 02919

Office Hours

Monday - Friday 8:15 am - 4:30 pm ET


(401) 946-2800


(401) 528-1488




Waiver of Subrogation – Effective January 1, 2018

The Connecticut Plan introduced a rating procedure in the Plan’s Manual of Rules and Rates when a Waiver of Subrogation is required by contract (CT 2017 Revision 006).   Additionally, a corresponding endorsement was introduced to provide that the Transfer Of Rights Of Recovery Against Others To Us condition does not apply to the person or organization shown in the Schedule, but only to the extent that subrogation is waived prior to the accident or the loss under a contract with that person or organization (PFE CP 17-57 dated November 13, 2017).

For your information, the commercial application was amended to allow the applicant to select the option and identify the person(s) and organization(s) that require a Waiver of Subrogation.

Connecticut Plan Informed Consent Forms - Effective January 1, 2018

The Connecticut Insurance Department has approved a revision of Private Passenger and Commercial auto rates for risks insured through the Connecticut Automobile Assigned Risk Plan effective January 1, 2018 for new and renewal business. This includes both a rate level change as well as a revision in financial responsibility limits from $10/20 to $25/50 Bodily Injury and $10,000 to $25,000 Property Damage to comply with 2017 Conn. Acts (former H.B. 5963). The base rates have been revised for Bodily Injury, Property Damage, Basic Reparations, Uninsured Motorists, Comprehensive, and Collision coverage and the base model year has been shifted from 2014 to 2018.

As a result, the Plan's Informed Consent Forms required revisions.

For the remainder of 2017, the Plan's current Informed Consent Forms will be available from this site to accommodate producers writing new business applications through the Plan.  The revised Informed Consent Forms, effective January 1, 2018, will also be available from this site commencing on November 15, 2017 to accommodate renewal offers effective January 1, 2018.

Introduction of Uniform Rating Provisions for Registration Plates Not Issued for Specific Autos

Effective June 1, 2017, the Connecticut Plan will provide uniform rating and coverage provisions for risks with registration plates not issued for specific autos.   Risks eligible under the Registration Plates Not Issued for a Specific Auto rule will be provided coverage using the same form and rated in the same manner.  As part of the change, Plan Manual Rule 58. Uninsured and Underinsured Motorists Coverage Insurance and Rule 139. Registration Plates Not Issued for a Specific Auto have been amended to introduce uniform provisions for all eligible risks.     Additionally, CA 20 27 10 13 Registration Plan Not Issued for a Specific Auto, the Connecticut Commercial Application, the Connecticut Auto Dealers Supplement for Auto and Trailer Dealers and the Informed Consent Form CT-2400 have been revised to replace references to dealer and transporter plates with registration plates.  These forms will be available for use on June 1, 2017 from the Forms module of this website.

Introduction of the Named Driver Exclusion Acknowledgement Form (AIP-3858 - 06/17)

As permitted by CONN. REV. STAT. § 38a-335(d), the Connecticut Plan allows named drivers to be excluded from the policy.  

To provide guidance for excluding a named driver from a private passenger policy, the Plan introduces Rule 44. Named Driver Exclusion and PPA 90 09.3 Named Driver Exclusion Endorsement – Connecticut, a schedule and a definition of named excluded operator. The Connecticut Plan also introduces AIP-3858 - Connecticut Named Driver Exclusion Acknowledgment Form to obtain the signature(s) of the excluded operator and named insured(s) to exclude a named operator.  This form is for use in conjunction with Rule 44 and the Named Driver Exclusion Endorsement and can be accessed from the Connecticut Plan’s website under the Forms module.

Annual Report of Operations and Financial Statements

The Annual Report of Operations and Financial Statements is available for electronic access from the Plan's website under Plan Documents module below.


 TitleCategoryModified DateSize 
Commercial Application (AIP3651 1-18)Form1/2/2018323.67 KBDownload
Commercial Application Dealers Supplement (AIP3652 6-17)Form6/1/2017136.46 KBDownload
Commercial Operator Schedule (AIP3502 12-02)Supplement3/24/201115.19 KBDownload
Commercial Policy Change Request (AIP3655 4-17)Form3/31/201768.55 KBDownload
Commercial Vehicle Schedule (AIP3500 1-10)Supplement3/24/201122.56 KBDownload
Company Performance Complaint (AIP9070 4-14)Form4/9/201428.08 KBDownload
CT Temporary ID Card Order FormForm7/17/201742.19 KBDownload
EASi Retraction Request (AIP3658 1-17)Form3/3/201790.04 KBDownload
Informed Consent Additional Persons (CT1400 1-18)Form11/15/201790.51 KBDownload
Informed Consent Commercial Dealers (CT2400 1-18)Form11/15/2017267.90 KBDownload
Informed Consent Commercial Motor Homes (CT2300 1-18)Form11/15/2017191.33 KBDownload
Informed Consent Commercial Motor Vehicle (CT2000 1-18)Form11/27/2017182.20 KBDownload
Informed Consent Commercial Motorcycles (CT2200 1-18)Form11/15/2017189.23 KBDownload
Informed Consent Commercial/Private Passenger Vehicles (CT2100 1-18)Form11/15/2017196.83 KBDownload
Informed Consent Named Non Owners (CT1300 1-18)Form11/15/2017112.41 KBDownload
Informed Consent Private Passenger (CT1000 1-18)Form11/15/2017126.18 KBDownload
Informed Consent Private Passenger Motor Home (CT1200 1-18)Form11/15/2017153.36 KBDownload
Informed Consent Private Passenger Motorcycles (CT1100 1-18)Form11/15/2017112.43 KBDownload
Named Driver Exclusion Acknowledgement (AIP3858 6-17) 5/1/201770.21 KBDownload
Private Passenger Alternate Application Package (AIP3650 1-18)Form1/2/2018368.45 KBDownload
Private Passenger Experience Rating Information Request (AIP22 9-07)Form7/18/201127.15 KBDownload
Private Passenger Policy Change Request (AIP3653 5-16)Form4/29/201657.79 KBDownload
Producer Certification Application (AIP3656 1-16)Form1/6/201653.13 KBDownload
Producer Performance Complaint Form (AIP9060 11-17)Form11/1/2017100.09 KBDownload