Delaware Automobile Insurance Plan

Welcome to the home page of Delaware Automobile Insurance Plan.

The Delaware Automobile Insurance Plan (DAIP) was created by statute to provide insurance coverage for those people who can not obtain insurance through the voluntary market.  In this capacity, the DAIP ensures that these applicants are shared equitably among all insurers licensed to write auto insurance in the state of Delaware.

Any insurance agent holding a valid Property & Casualty license for the state of Delaware is eligible to write business through the Plan.

Consumers possessing a valid Delaware driver's license and a vehicle registered in Delaware are eligible to be assigned through the DAIP.  For further information consumers should consult their agent or broker.


The Delaware Automobile Insurance Plan 2018 Spring Governing Committee Teleconference Meeting is scheduled for Wednesday, May 2, 2018, 9:30 AM ET.  Participant dial-in instructions will be included in the agenda.

The Delaware Automobile Insurance Plan 2018 Biennial and Governing Committee In-Person Meeting is scheduled for Friday, September 21, 2018, 8:30 AM ET in Virginia Beach, Virginia.  For hotel information click here.