The Florida Automobile Joint Underwriting Association is available to licensed drivers and vehicle owners who have been unable to purchase insurance from other companies. The FAJUA is often referred to as "The High Risk Market" or "Market of Last Resort".
Every insurer authorized to write automobile liability insurance or automobile physical damage insurance in Florida shall be a member of the Association and shall subscribe and be bound by the Articles of Association of the FAJUA and by the rules and regulations adopted pursuant thereto. FAJUA was created pursuant Sections 627.311 and 627.351, Florida Statutes, by order of the Insurance Commissioner Dated February 9, 1973.
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