Hawaii Joint Underwriting Plan

Disclaimer: The Hawaii JUP’s web site is hosted by AIPSO through a separate arrangement with the HJUP. AIPSO does not warrant or assume any legal liability or responsibility for the accuracy, completeness or usefulness of any information presented in this web site, except for the information provided to the HJUP by AIPSO, if any, which information is subject to the Terms of Use provided below.

Hawaii Joint Underwriting Plan

 

The Hawaii Joint Underwriting Plan (HJUP) insures automobile drivers who are unable to secure insurance in the voluntary market from a licensed company or have multiple accidents or traffic convictions. The HJUP is a risk-pooling arrangement in which all Hawaii motor vehicle insurers must participate. Coverage options meet state requirements and are the same offered to other drivers but may cost more than the standard market. Consumers may apply through any agent of an insurance company licensed to sell motor vehicle insurance in the state.

Mailing Address

Hawaii JUP
P.O. Box 6530
Providence, RI 02940-6530

Office Hours

Monday - Friday 6:00 am - 4:30 pm Hawaii Standard Time (HST)

Phone

(877) 622-4776

Fax

(866) 253-4235

Email

hjup@aipso.com

    

Enhanced Login for AIPSO.com Users

To enhance account security, AIPSO.com will soon require email-based multifactor authentication to complete the login process. Click here for more information.

 

 AIPSO'S Office Schedule: Monday, May 25

All AIPSO offices - the Johnston RI home office, Mayfield Heights OH office, regional offices, and remote offices - will be closed on Monday, May 25 in observance of Memorial Day.
 

All AIPSO offices will open and resume regular business hours on Tuesday, May 26.

 

Scheduled Maintenance on Wednesday, May 27

AIPSO.com will be undergoing maintenance on Wednesday, May 27 between 7 am-9 am ET/6 am-8 am CT/4 am - 6 am PT and may become temporarily unavailable. Please plan accordingly.

 

Announcements

 

As of May 4, 2026, Multifactor Authentication (MFA) is now required to access EASI.

All users must have their own AIPSO Producer Services account to sign in.
Shared or generic logins are no longer supported.

⚠️ Important: Users without an individual account will not be able to access EASI.

What you need to do:

  • Register for an individual AIPSO Producer Services account if you have not already done so 
  • For Agency Office staff that is not the Producer of Record, set up a staff account  
  • Each User must complete MFA setup when logging into EASi 

If you need assistance with account setup or access, please contact AIPSO Customer Service.

 

Obtaining Certificates of Insurance from National Specialty Insurance Company

This notice is a reminder that you are producers and not agents of the Hawaii JUP nor of National Specialty Insurance Company.  As such, you do not have authority to issue Certificates of Insurance on HJUP business. If an insured requires a Certificate of Insurance, please submit an email request to CommercialAuto@aipservicing.com.  Requests will be processed within 72 hours.

 

USPS Postmark Policy UPDATE

Effective December 24, 2025 the USPS updated its postmark rules. The update states that machine-applied postmarks reflect the date of the first automated processing, not when mail was dropped off, potentially shifting dates by days due to mail consolidation. This change will impact Plan applications and payments as the postmark standard now relies on this later processing date.

In order to ensure applications and payments are postmarked immediately, the USPS suggests users (1) request mail be hand stamped at the post office, or (2) send mail certified or registered or (3) send mail certificate of mailing.  

 

Change in Commercial Automobile Insurance Procedure (CAIP) Servicing Carrier

Effective January 1, 2026, AIPSO Insurance Operations (AIO) will be replacing State Farm Automobile Mutual Insurance Company as the CAIP Servicing Carrier for the HJUP.

Applications submitted to the Plan with an Effective Date on or after January 1, 2026 will be issued and serviced by AIPSO Insurance Operations (AIO). AIO will issue and service the Plan’s commercial auto policies through a Fronting Company arrangement with National Specialty Insurance Company.

For Commercial Policies with an Effective Date on or after January 1, 2026, direct inquiries to:

AIPSO Insurance Operations
Phone: 855-224-2247
Email: CommercialAuto@aipservicing.com

Producers, please note there will be no changes to the current application process with this change in Servicing Carrier.  Please refer to the guides under the Hawaii Plan Links for additional details regarding application processing.

 

Starting 10/1/24 AIPSO Insurance Operations (AIO) will begin Quoting HJUP Commercial Applications:

 

This is the new process for all HJUP Commercial risks with effective dates of October 1, 2024, or later: 

  1. Producers must register for the Electronic Application Submission Interface (EASI) to complete an HJUP Commercial application. 
  2. Once completed, applications and supporting documents should be emailed or faxed to AIO for quoting. 
  3. AIO will return the completed quote to the producer. 
  4. Once the quote is returned, the application must be completed in EASi and electronically submitted. 
  5. All documents with deposit will be mailed to IC international:

               Commercial HJUP
               c\o IC International
               420 Waiakamilo Road, Suite 412
               Honolulu, HI 96817

 

Please note, the Commercial HJUP EASi Producer Guide, Quick Reference Guide and Demo recording located on this Plan site (https://www.aipso.com/Plan-Sites/Hawaii)  will be updated to reflect this change.

Contact Information:

For questions about Producer Registration, EASi system, or the application submission process:

Phone: (877) 622-4776  Email: HJUP@aipso.com

 

For questions regarding a quote or to submit an application for quoting:

Phone: 855-224-2247  Email: Commercialquote@aipservicing.com

Mail your completed applications, supporting documents and premium payments to:

 Commercial HJUP
  c\o IC International
  420 Waiakamilo Road, Suite 412
  Honolulu, HI 96817

 

Contact information for AIPSO Insurance Operations

Private passenger: policy questions, billing, underwriting and claims

Phone: 800-827-6370

Underwriting:  PAIP-AIO@AIPServicing.com

Billing: AIO-PAIPBILLING@AIPServicing.com

Commercial: Policy questions, billing, underwriting and claims

Phone: 855-224-2247

 

Email: COMMERCIALAUTO@AIPServicing.com

 

Hawaii Joint Underwriting Plan
PO Box 6530 Providence, RI 02940-6530
Monday-Friday 6:00 am - 4:30 pm HST
Phone: (877) 622-4776  Fax: (866) 253-4235  Email: HJUP@aipso.com