Idaho Automobile Insurance Plan

Welcome to the homepage of the Idaho Automobile Insurance Plan.

The Idaho Automobile Insurance Plan was created to provide automobile insurance coverage to eligible risks who seek coverage and are unable to obtain such coverage through the voluntary market. Eligible Idaho Automobile Insurance Plan risks are shared among companies writing automobile insurance in the state of Idaho. 

Idaho is one of several states that comprise an association of auto plans referred to as the Western Association of Automobile Insurance Plans (WAAIP).  WAAIP is a processing center where people who have trouble buying automobile insurance are put in touch with an insurance company which will insure them.


Important Notice 

Please contact the Plan Office Customer Service Toll free number at 800-227-4659 for the following inquiries:

  • For consumers looking for Assigned Risk insurance coverage.

  • For producers/agents who require assistance with the Assigned Risk Plan. 

Important Notices

Effective immediately, the mailing address for WAAIP private passenger and commercial applications, and other related Plan forms will be:

Western Association of Automobile Insurance Plans

P.O. Box 6530

Providence, RI 02940-6530

Please be advised, the telephone numbers, fax numbers and email for WAAIP remain unchanged.

Please note the Western Region office in San Francisco will remain open.