Illinois Automobile Insurance Plan

 Illinois Automobile Insurance Plan

The Illinois Automobile Insurance Plan (ILAIP) was created to provide automobile insurance coverage to those eligible risks who are unable to obtain coverage in the voluntary market. This Plan became effective on October 1, 1940.

All insurers writing automobile insurance in Illinois are required to participate in the ILAIP by subscribing to the Plan. All agent and brokers holding a valid license to transact automobile insurance in the state of Illinois are eligible to submit applications to the Plan.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in Illinois within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan. Applicants must have also have a valid drivers license or be eligible to obtain one through a filing. For further information, consumers should consult their agent or broker.

Mailing Address

Central Region
P.O. Box 6530
Providence, RI 02940-6530

Office Hours

Monday - Friday 8:00 am - 4:00 pm CT


(888) 706-6100


(800) 827-6260



Effective April 30, 2018: State Farm’s New Mailing Address for Illinois Plan Correspondence

State Farm is notifying producers submitting business to the Illinois Plan, as well as Illinois Plan insureds, that effective April 30, 2018 its mailing address for Plan correspondence will change. 

Through April 29, 2018, correspondence related to the Illinois Plan should continue to be mailed to State Farm at:

2550 Northwestern Ave
West Lafayette, IN 47906-1332
Phone: 855-343-2536

Effective April 30, 2018, correspondence related to the Illinois Plan should be mailed to State Farm at this new address:

2702 Ireland Grove Rd
Bloomington, IL 61709-0001
Fax: 309-622-5292
Phone: 855-343-2536