Kentucky Automobile Insurance Plan

Disclaimer: The Kentucky Plan’s web site is hosted by AIPSO through a separate arrangement with the Kentucky Plan. AIPSO does not warrant or assume any legal liability or responsibility for the accuracy, completeness or usefulness of any information presented in this web site, except for the information provided to the Kentucky Plan by AIPSO, if any, which information is subject to the Terms of Use provided below.
Kentucky Automobile Insurance Plan

The Kentucky Automobile Insurance Plan was created to provide automobile insurance coverage to eligible risks who seek coverage and are unable to obtain such coverage through the voluntary market (For complete eligibility requirements, see the Plan Manual).

Eligible Kentucky Automobile Insurance Plan risks are shared among companies writing automobile insurance in the state of Kentucky.

The Kentucky Automobile Insurance Plan became effective on August 20, 1948.

Mailing Address

Kentucky Automobile Insurance Plan
10605 Shelbyville Road, Suite 100
Louisville, KY 40223

Office Hours

Monday - Thursday 8:30 am - 4:30 pm ET
Friday 8:00 am - 3:15 pm ET


(502) 327-8909


(502) 327-0851


KY AIP main website

AIPSO's Office Schedule: Monday, January 21 

AIPSO's home office in Johnston, Rhode Island, as well as its regional offices and all but one of its remote offices, will be closed on Monday, January 21 in observance of Martin Luther King Jr. Day.  

Click here for additional information.


New Mailing Address for Kentucky AIP Applications and Forms

An operational decision was made to change the mailing address for Kentucky Automobile Insurance Plan  (AIP) private passenger and commercial applications, as well as other related forms, from the Plan’s office in Louisville, Kentucky to AIPSO in Rhode Island.  This operational change will allow the Kentucky Plan office to take advantage of efficiencies for application processing offered by AIPSO.

Effective April 2, 2018, the mailing address for Kentucky AIP private passenger applications, commercial applications, and other related Plan forms will be:

Kentucky Automobile Insurance Plan
P.O. Box 6530
Providence, RI 02940-6530

The mailing address for EXPRESS SHIPMENTS ONLY will be:

Kentucky Automobile Insurance Plan
302 Central Avenue
Johnston, RI 02919

Please be advised that the telephone number for inquiries regarding the mailing of Kentucky AIP applications and forms will be 800-555-0513.  The email address for mail support will be .

Telephone numbers and email addresses for the Kentucky AIP’s Louisville office and staff remain unchanged.