Maryland Insufficiency Assessment in 2026
The Maryland Automobile Insurance Fund has certified a Private Passenger Insufficiency Assessment for 2026. Please refer to the circular below titled "MAIF Board Resolution/Certification of 2025 Operating Results” for more information.
The MIAIA will be responsible for issuing invoices to each company for payment of their respective share of the total insufficiency assessment. Recoupment information for 2026 may also be found in the circular below titled “Recoupment of the 2026 MAIF Insufficiency Assessment”.
Each company must register on our site to receive important updates related to the assessment and recoupment process. Please click here or on the link under Plan Links to read the Insufficiency Assessment Info Bulletin.
Important Assessment and Recoupment Dates
Frequently Asked Questions
USPS Postmark Policy UPDATE
Effective December 24, 2025 the USPS updated its postmark rules. The update states that machine-applied postmarks reflect the date of the first automated processing, not when mail was dropped off, potentially shifting dates by days due to mail consolidation. This change will impact Plan applications and payments as the postmark standard now relies on this later processing date.
In order to ensure applications and payments are postmarked immediately, the USPS suggests users (1) request mail be hand stamped at the post office, or (2) send mail certified or registered or (3) send mail certificate of mailing.