Mississippi Automobile Insurance Plan

The Mississippi Automobile Insurance Plan was created to provide automobile insurance coverage to eligible risks who seek coverage and are unable to obtain such coverage through the voluntary market (for complete eligibility requirements, see Section 20 and 36 of the Plan Manual). Eligible Mississippi Automobile Insurance Plan risks are shared among companies writing automobile insurance in the state of Mississippi. This Plan became effective July 19, 1948.

Any insurance agent holding a valid Property & Casualty license for the state of Mississippi can write business through the MSAIP.

Consumers possessing a valid Mississippi driver’s license and a vehicle registered in Mississippi are eligible to be assigned through MSAIP. For further information consumers should consult their agent or broker.

Mailing Address

Southeastern Region
P.O. Box 6530
Providence, RI 02940-6530

Office Hours

Monday - Friday 8:00 am - 4:00 pm CT


(800) 301-6477


(800) 677-7247