The Rhode Island Automobile Insurance Plan (RIAIP or the "Plan") was established pursuant to Chapter 3002 Public Laws of 1952 and Chapter 31-33-8 of the R.I. General Laws to provide auto liability and physical damage coverages to those insureds who are unable to obtain such auto insurance in the voluntary market. All insurers writing automobile insurance in Rhode Island must participate in the RIAIP by providing such insurance.
All producers holding a valid license to transact automobile insurance business in Rhode Island must be certified by the Governing Committee in accordance with standards and procedures approved by the Superintendent of Insurance prior to submitting applications to the Plan.
Applicants must declare and certify that they have tried and failed to obtain automobile insurance in Rhode Island within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan.
Personal automobile insurance is processed and maintained through the Rhode Island Service Center. Commercial automobile insurance is initially reviewed through the Rhode Island Service Center then assigned and maintained by a commercial servicing carrier.
The online submission form for reporting Take-Out Credits is now available. Click here to access the form.
Take-Out Credit Request forms are changing to an online submission form, effective with July 2017 submissions (policies with April 2017 effective dates). Click here to view the circular for online submission.
or about 4/11/2017, the Rhode Island Plan will be upgrading to EASi 2.0 for
commercial application submissions.
Additional information here.
WARNING: As of 4/11/2017, applications that have been saved but not
on the EASi 1.0 web site will become unavailable. These
applications will have to be re-entered using the new EASi 2.0 web site.
Applications submitted on this web site prior to 4/11/2017 will continue
to be available to you here, for 120 days, for viewing and/or reprinting.
Producers will be directed to login to the new EASi 2.0 web site when the
upgraded version of EASi becomes available.
Rhode Island Automobile Insurance Plan
302 Central Ave Johnston, RI 02919
Monday - Friday 8:15 - 4:30 EST
Phone: (401)946-2600 Fax: (401)528-1409 Email: firstname.lastname@example.org