Tennessee Automobile Insurance Plan

Tennessee Automobile Insurance Plan

The Tennessee Automobile Insurance Plan was created to provide automobile coverage to eligible risks who seek coverage and are unable to obtain such coverage through the voluntary market (For complete eligibility requirements, see Section 20 and 36 of the Plan Manual). Eligible Tennessee Automobile Insurance Plan risks are shared among companies writing automobile insurance in the state of Tennessee. This plan became effective June 1, 1949.

Any insurance agent holding a valid Property & Casualty license for the state of Tennessee can write business through the TNAIP. Consumers possessing a valid Tennessee driver's license and a vehicle registered in Tennessee are eligible to be assigned through TNAIP. For further information consumers should consult their agent or broker

Mailing Address

Southeastern Region
P.O. Box 6530
Providence, RI 02940-6530

Office Hours

Monday - Friday 8:00 - 4:00 CT


(800) 301-6477


(800) 677-7247



AIPSO's Office Schedule: Monday, January 21 

AIPSO's home office in Johnston, Rhode Island, as well as its regional offices and all but one of its remote offices, will be closed on Monday, January 21 in observance of Martin Luther King Jr. Day.  

Click here for additional information.


TN CIR 18 - 01

February 22, 2018

To all subscribers companies:

Tennessee Electronic Insurance Verification

Private Passenger Automobile Policies

Following a meeting with the Tennessee Department of Revenue, the Tennessee Automobile Insurance Plan cannot report insurance verification for private passenger automobile insurance policies on behalf of the assigned companies.  The Plan is not an insurance company and does not have an NAIC number, which is required to report to the Tennessee Department of Revenue. 

The assigned companies are required to report to the Tennessee Department of Revenue any private passenger automobile insurance policies assigned through the Tennessee Automobile Insurance Plan effective immediately.