Vermont Automobile Insurance Plan

Vermont Automobile Insurance Plan

The Vermont Automobile Insurance Plan was established pursuant to the laws of the state of Vermont as amended by the 1969 General Assembly for granting automobile bodily injury and property damage liability, medical payments and physical damage coverages to applicants who are unable to obtain such coverage through the voluntary market.

Information pertaining to such things as eligibility criteria, extent of coverage provided, establishing an effective date of coverage and rate classifications can be found in the Vermont Plan Manual.

Producers licensed by the Vermont Department of Financial Regulation to transact automobile insurance business in the state of Vermont are eligible to submit applications to the Vermont Plan provided the producer is certified by the Plan. For more details regarding the Plan's certification program, please refer to the Plan Section entitled PRODUCER CERTIFICATION PROGRAM.

To be eligible for coverage, the applicant must certify that he/she has attempted, but has been unable to obtain automobile insurance in the state of Vermont within the preceding 60 days. For a complete list of eligibility requirements, please refer to the Section of the Plan entitled ELIGIBILITY.

Mailing Address

Northeast Region
302 Central Ave
Johnston, RI 02919

Office Hours

Monday - Friday 8:15 am - 4:30 pm ET


(401) 528-1488
(401) 946-2800


(401) 528-1409


AIPSO's Office Schedule: Monday, January 21 

AIPSO's home office in Johnston, Rhode Island, as well as its regional offices and all but one of its remote offices, will be closed on Monday, January 21 in observance of Martin Luther King Jr. Day.  

Click here for additional information.



Creation of the Plan's Temporary ID Card through EASi at the Point of Sale

For Private Passenger and Commercial Applications Submitted through EASi

The automation of the Vermont Plan’s temporary ID card is available for both Plan private passenger and Plan commercial applications submitted through EASi. Following the electronic submission of the private passenger or commercial application, a Plan certified producer will have the option of generating and printing a Plan temporary ID card.The application data entered into EASi will be inserted automatically onto the card, which can then be printed and used immediately by the Plan applicant.

For Commercial Applications NOT Submitted through EASi or Endorsement

not submitted through EASi or by endorsement, certified producers will have the option to generate a Plan temporary ID card manually by completing an Adobe “fillable PDF” form.To create a Plan temporary ID card in this manner, a certified producer will be required to access the EASi web page and click on the Vermont Plan’s Temporary ID Card link on the left-hand side of the page. The producer will then enter pertinent application data manually onto the ID card template. (This is similar to how certified producers currently complete Connecticut Plan commercial applications in EASi.).The card can then be printed and used immediately by the Plan applicant. Do not use this option if the application is submitted through EASi. This option is only available to certified producers.

Annual Report of Operations

The current Annual Report of Operations is now available for electronic access from the Plan's website under the Plan Documents module.