Virginia Automobile Insurance Plan

The Virginia Automobile Insurance Plan (VAIP) was created on January 1, 1945, by the State Corporation Commission in order to provide insurance coverage for those people who cannot obtain insurance through the voluntary market. In this capacity, the VAIP ensures that these applicants are shared equitably among all insurers licensed to write auto insurance in Virginia.

Any insurance agent holding a valid Property & Casualty license for the state of Virginia and wishing to write business through VAIP must be certified by the Board of Governors in accordance with the Virginia Plan Producer Certification Program.

Consumers possessing a valid Virginia driver's license and a vehicle registered in Virginia are eligible to be assigned through VAIP. For further information, consumers should consult their agent or broker.

Mailing Address

Mid-Atlantic Region
P.O. Box 6530
Providence, RI 02940-6530

Office Hours

Monday - Friday 8:00 am - 4:00 pm ET


(888) 820-0170


(800) 516-1923



The Virginia Automobile Insurance Plan 2018 Spring Board of Governors Teleconference Meeting is scheduled for Tuesday, May 1, 2018, 9:30 AM ET.  Participant dial-in instructions will be included in the agenda.
The Virginia Automobile Insurance Plan 2018 Biennial and Board of Governors In-Person Meeting is scheduled for Thursday, September 20, 2018, 8:30 AM ET in Virginia Beach, Virginia.  For hotel information click here.