Virginia Automobile Insurance Plan

Welcome to the home page of the Virginia Automobile Insurance Plan!

The Virginia Automobile Insurance Plan (VAIP) was created on January 1, 1945, by the State Corporation Commission in order to provide insurance coverage for those people who cannot obtain insurance through the voluntary market. In this capacity, the VAIP ensures that these applicants are shared equitably among all insurers licensed to write auto insurance in Virginia.

Any insurance agent holding a valid Property & Casualty license for the state of Virginia and wishing to write business through VAIP must be certified by the Board of Governors in accordance with the Virginia Plan Producer Certification Program.

Consumers possessing a valid Virginia driver's license and a vehicle registered in Virginia are eligible to be assigned through VAIP. For further information, consumers should consult their agent or broker.


AIPSO Mid-Atlantic Region Closing Glen Allen, Virginia Office 

Effective June 17, 2016, AIPSO's Mid-Atlantic Region will close its Lake Brook Drive office in Glen Allen, Virginia.

The Virginia Automobile Insurance Plan, as well as the Automobile Insurance Plans for Delaware, the District of Columbia, and West Virginia, constitute AIPSO's Mid-Atlantic Region.

Click here for the circular announcing the office closing and providing additional important information pertaining to the Mid-Atlantic Region's ongoing operations. 

The Virginia 2014 Annual Report of Operations CIR(VA)15-02a is now available for our Registered Users.