Illinois Automobile Insurance Plan

 Illinois Automobile Insurance Plan

The Illinois Automobile Insurance Plan (ILAIP) was created to provide automobile insurance coverage to those eligible risks who are unable to obtain coverage in the voluntary market. This Plan became effective on October 1, 1940.

All insurers writing automobile insurance in Illinois are required to participate in the ILAIP by subscribing to the Plan. All agent and brokers holding a valid license to transact automobile insurance in the state of Illinois are eligible to submit applications to the Plan.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in Illinois within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan. Applicants must have also have a valid drivers license or be eligible to obtain one through a filing. For further information, consumers should consult their agent or broker.

Mailing Address

Central Region
P.O. Box 6530
Providence, RI 02940-6530

Office Hours

Monday - Friday 8:00 am - 4:00 pm CT

Phone

(888) 706-6100

Fax

(800) 827-6260

Email

ilaip@aipso.com

Announcements

 

Producer Certification Program

Effective January 1, 2027, all producers must be certified by the Illinois AIP Plan staff in order to submit IL AIP new business applications.

The Illinois AIP producer certification program applies to ALL producers including those currently registered with the Illinois AIP.

In order to continue to have access to AIPSO’s EASi application system, producers must complete the new producer certification application and send this to the Plan for review and approval prior to January 1, 2027.

The producer certification application can be completed in advance of the January 1st effective date for this program and can be found in the Forms library below after 11/10/2026. If you have questions about this new producer certification program, please see our related FAQ document also located on this web page.

 

As of May 4, 2026, Multifactor Authentication (MFA) is now required to access EASI.

All users must have their own AIPSO Producer Services account to sign in.
Shared or generic logins are no longer supported.

⚠️ Important: Users without an individual account will not be able to access EASI.

What you need to do:

  • Register for an individual AIPSO Producer Services account if you have not already done so 
  • For Agency Office staff that is not the Producer of Record, set up a staff account  
  • Each User must complete MFA setup when logging into EASi 

If you need assistance with account setup or access, please contact AIPSO Customer Service.

 

Obtaining Certificates of Insurance from National Specialty Insurance Company

This notice is a reminder that you are producers and not agents of Illinois Automobile Insurance Plan nor of National Specialty Insurance Company.  As such, you do not have authority to issue Certificates of Insurance on Plan business. If an insured requires a Certificate of Insurance, please submit an email request to CommercialAuto@aipservicing.com.  Requests will be processed within 72 hours.

 

 

Attention: Producers Doing Business with IL AIP

The Illinois Automobile Insurance Plan (the Plan) has seen an increase in claims where reporting of the incident has not been timely and certain actions have been undertaken by the insured which delay or otherwise inhibit the proper adjustment of the claim.
 
The Plan would like to provide clarification in regard to the insured and producer duties pursuant to the Illinois Automobile Insurance Plan Manual and Applicable Coverage Form.
 
The Illinois Automobile Insurance Plan Manual – Introduction states that the Producer Responsibility is as follows:
The actions, errors, or omissions of a producer in dealing with this Plan or its member companies are deemed to be the actions of the applicant and are not the actions of the Plan. Insofar as the producer is acting as an agent of any party in connection with actions under all Sections of this Plan, the producer shall be deemed to be the agent of the applicant and not the agent of the Plan and/or company or servicing carrier.
 
This is a reminder for producers to familiarize themselves and their clients with the policy language and to be guided accordingly in regard to the insured’s duties in the event of a loss.
 
In accordance with the Applicable Coverage Form, in the event of an accident, claim, suit, or loss, the insured must:
  • Provide prompt notice of the accident to the carrier.
  • Assume no obligation, make no payment, nor incur any expense without the consent of the carrier.
  • Cooperate with the investigation.
  • Take reasonable steps to protect the covered auto from further damages and keep a record of your expenses.
  • Permit inspection of the covered auto and records proving the loss before its repair or disposition.
For access to the Plan manual, please visit www.aipso.com/Manuals or contact the Plan at (888)706-6100 or via email at ILAIP@aipso.com.
 

Contact information for AIPSO Insurance Operations

Private passenger: policy questions, billing, underwriting and claims

Phone: 800-827-6370

Underwriting:  PAIP-AIO@AIPServicing.com

Billing: AIO-PAIPBILLING@AIPServicing.com

Commercial: Policy questions, billing, underwriting and claims

Phone: 855-224-2247

Email: COMMERCIALAUTO@AIPServicing.com

 

Central Region
PO Box 6530 Providence, RI 02940-6530
Monday - Friday 8:15 am - 5:00 pm ET
Phone: (888)706-6100  Fax: (800)827-6260  Email: ilaip@aipso.com