Illinois Automobile Insurance Plan

 Illinois Automobile Insurance Plan

The Illinois Automobile Insurance Plan (ILAIP) was created to provide automobile insurance coverage to those eligible risks who are unable to obtain coverage in the voluntary market. This Plan became effective on October 1, 1940.

All insurers writing automobile insurance in Illinois are required to participate in the ILAIP by subscribing to the Plan. All agent and brokers holding a valid license to transact automobile insurance in the state of Illinois are eligible to submit applications to the Plan.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in Illinois within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan. Applicants must have also have a valid drivers license or be eligible to obtain one through a filing. For further information, consumers should consult their agent or broker.

Mailing Address

Central Region
P.O. Box 6530
Providence, RI 02940-6530

Office Hours

Monday - Friday 8:00 am - 4:00 pm CT

Phone

(888) 706-6100

Fax

(800) 827-6260

Email

ilaip@aipso.com

Enhanced Login for AIPSO.com Users

To enhance account security, AIPSO.com will soon require email-based multifactor authentication to complete the login process. Click here for more information.

 

Scheduled Maintenance on Wednesday, May 20 & Wednesday, May 27

AIPSO.com will be undergoing maintenance on Wednesday, May 20 & Wednesday, May 27 between 7 am-9 am ET/6 am-8 am CT/4 am - 6 am PT and may become temporarily unavailable. Please plan accordingly.

 

Announcements

 

As of May 4, 2026, Multifactor Authentication (MFA) is now required to access EASI.

All users must have their own AIPSO Producer Services account to sign in.
Shared or generic logins are no longer supported.

⚠️ Important: Users without an individual account will not be able to access EASI.

What you need to do:

  • Register for an individual AIPSO Producer Services account if you have not already done so 
  • For Agency Office staff that is not the Producer of Record, set up a staff account  
  • Each User must complete MFA setup when logging into EASi 

If you need assistance with account setup or access, please contact AIPSO Customer Service.

 

Obtaining Certificates of Insurance from National Specialty Insurance Company

This notice is a reminder that you are producers and not agents of Illinois Automobile Insurance Plan nor of National Specialty Insurance Company.  As such, you do not have authority to issue Certificates of Insurance on Plan business. If an insured requires a Certificate of Insurance, please submit an email request to CommercialAuto@aipservicing.com.  Requests will be processed within 72 hours.

 

 

USPS Postmark Policy UPDATE

Effective December 24, 2025 the USPS updated its postmark rules. The update states that machine-applied postmarks reflect the date of the first automated processing, not when mail was dropped off, potentially shifting dates by days due to mail consolidation. This change will impact Plan applications and payments as the postmark standard now relies on this later processing date.

In order to ensure applications and payments are postmarked immediately, the USPS suggests users (1) request mail be hand stamped at the post office, or (2) send mail certified or registered or (3) send mail certificate of mailing.  

 

Attention: Producers Doing Business with IL AIP

The Illinois Automobile Insurance Plan (the Plan) has seen an increase in claims where reporting of the incident has not been timely and certain actions have been undertaken by the insured which delay or otherwise inhibit the proper adjustment of the claim.
 
The Plan would like to provide clarification in regard to the insured and producer duties pursuant to the Illinois Automobile Insurance Plan Manual and Applicable Coverage Form.
 
The Illinois Automobile Insurance Plan Manual – Introduction states that the Producer Responsibility is as follows:
The actions, errors, or omissions of a producer in dealing with this Plan or its member companies are deemed to be the actions of the applicant and are not the actions of the Plan. Insofar as the producer is acting as an agent of any party in connection with actions under all Sections of this Plan, the producer shall be deemed to be the agent of the applicant and not the agent of the Plan and/or company or servicing carrier.
 
This is a reminder for producers to familiarize themselves and their clients with the policy language and to be guided accordingly in regard to the insured’s duties in the event of a loss.
 
In accordance with the Applicable Coverage Form, in the event of an accident, claim, suit, or loss, the insured must:
  • Provide prompt notice of the accident to the carrier.
  • Assume no obligation, make no payment, nor incur any expense without the consent of the carrier.
  • Cooperate with the investigation.
  • Take reasonable steps to protect the covered auto from further damages and keep a record of your expenses.
  • Permit inspection of the covered auto and records proving the loss before its repair or disposition.
For access to the Plan manual, please visit www.aipso.com/Manuals or contact the Plan at (888)706-6100 or via email at ILAIP@aipso.com.
 

Contact information for AIPSO Insurance Operations

Private passenger: policy questions, billing, underwriting and claims

Phone: 800-827-6370

Underwriting:  PAIP-AIO@AIPServicing.com

Billing: AIO-PAIPBILLING@AIPServicing.com

Commercial: Policy questions, billing, underwriting and claims

Phone: 855-224-2247

Email: COMMERCIALAUTO@AIPServicing.com

 

Forms

 TitleCategoryModified DateSize 
AIPSO Subscribership Form (12-19)Form5/7/2021462.66 KBDownload
Application - Producer EASi Registration AIP2963 4-26 (Interactive)Form3/27/2026263.05 KBDownload
CAIP Inspected Units Form and Instructions (AIP3504 9-19)Form8/5/2025542.80 KBDownload
Commercial Alternate Application Package (AIP 2967 3-26)Form2/27/2026243.72 KBDownload
Commercial Application Auto Dealers Supplement (AIP2968 2-20)Supplement6/13/2025105.44 KBDownload
Commercial Notice of Agency Acquisition/Transfer/Merger (AIP2971 2-05)Form6/13/202582.75 KBDownload
Commercial Operator Schedule (AIP3502 12-02)Supplement6/13/2025116.17 KBDownload
Commercial Policy Change Request (AIP2965 7-23)Form6/13/202595.61 KBDownload
Commercial Producer Change of Record (AIP2970 2-05)Form6/13/202562.18 KBDownload
Commercial Vehicle Schedule (AIP3500 9-22)Supplement3/8/2023117.61 KBDownload
Company Performance Complaint (AIP4140 7-23)Form8/21/202397.56 KBDownload
EASi Retraction Request (AIP2964 9-22)Form6/13/2025103.09 KBDownload
Headquarters Questionnaire (AIP4141 3-21)Form6/13/2025173.36 KBDownload
OFAC Advisory Notice to Policyholders (AIP1360 3-20)Notice6/13/202570.14 KBDownload
Private Passenger Alternate Application Package (AIP 2966 7-23)Form6/13/2025228.15 KBDownload
Private Passenger Named Driver Exclusion Endorsement (AIP1116 2-90)Form3/24/201124.38 KBDownload
Private Passenger Policy Change Request (AIP2972 7-23)Form6/13/2025104.49 KBDownload
Producer Performance Complaint (Multi-State) AIP 9060 7-25Form6/30/2025274.83 KBDownload
Central Region
PO Box 6530 Providence, RI 02940-6530
Monday - Friday 8:15 am - 5:00 pm ET
Phone: (888)706-6100  Fax: (800)827-6260  Email: ilaip@aipso.com