Kentucky Automobile Insurance Plan

Disclaimer: The Kentucky Plan’s web site is hosted by AIPSO through a separate arrangement with the Kentucky Plan. AIPSO does not warrant or assume any legal liability or responsibility for the accuracy, completeness or usefulness of any information presented in this web site, except for the information provided to the Kentucky Plan by AIPSO, if any, which information is subject to the Terms of Use provided below.

Kentucky Automobile Insurance Plan

The Kentucky Automobile Insurance Plan was created to provide automobile insurance coverage to eligible risks who seek coverage and are unable to obtain such coverage through the voluntary market (For complete eligibility requirements, see the Plan Manual).

Eligible Kentucky Automobile Insurance Plan risks are shared among companies writing automobile insurance in the state of Kentucky.

The Kentucky Automobile Insurance Plan became effective on August 20, 1948.

Mailing Address

Kentucky Automobile Insurance Plan
PO Box 6530
Providence, RI 02940-6530

Office Hours

Monday - Thursday 8:30 am - 4:30 pm ET
Friday 8:00 am - 3:15 pm ET

Phone

(800) 555-0513

Fax

(502) 327-0851

Email

kyaip@aipso.com

KY AIP main website

kyinsplans.org/auto

Enhanced Login for AIPSO.com Users

To enhance account security, AIPSO.com will soon require email-based multifactor authentication to complete the login process. Click here for more information.

 

Scheduled Maintenance on Wednesday, May 20 & Wednesday, May 27

AIPSO.com will be undergoing maintenance on Wednesday, May 20 & Wednesday, May 27 between 7 am-9 am ET/6 am-8 am CT/4 am - 6 am PT and may become temporarily unavailable. Please plan accordingly.

 

Announcements

 

As of May 4, 2026, Multifactor Authentication (MFA) is now required to access EASI.

All users must have their own AIPSO Producer Services account to sign in.
Shared or generic logins are no longer supported.

⚠️ Important: Users without an individual account will not be able to access EASI.

What you need to do:

  • Register for an individual AIPSO Producer Services account if you have not already done so 
  • For Agency Office staff that is not the Producer or Record, set up a staff account  
  • Each User must complete MFA setup when logging into EASi 

If you need assistance with account setup or access, please contact AIPSO Customer Service.

 

Obtaining Certificates of Insurance from National Specialty Insurance Company

This notice is a reminder that you are producers and not agents of Kentucky Automobile Insurance Plan nor of National Specialty Insurance Company.  As such, you do not have authority to issue Certificates of Insurance on Plan business. If an insured requires a Certificate of Insurance, please submit an email request to CommercialAuto@aipservicing.com.  Requests will be processed within 72 hours.

 

USPS Postmark Policy UPDATE

Effective December 24, 2025 the USPS updated its postmark rules. The update states that machine-applied postmarks reflect the date of the first automated processing, not when mail was dropped off, potentially shifting dates by days due to mail consolidation. This change will impact Plan applications and payments as the postmark standard now relies on this later processing date.

In order to ensure applications and payments are postmarked immediately, the USPS suggests users (1) request mail be hand stamped at the post office, or (2) send mail certified or registered or (3) send mail certificate of mailing.  

 

Contact information for AIPSO Insurance Operations

Private passenger: policy questions, billing, underwriting and claims

Phone: 800-827-6370

Underwriting:  PAIP-AIO@AIPServicing.com

Billing: AIO-PAIPBILLING@AIPServicing.com

Commercial: Policy questions, billing, underwriting and claims

Phone: 855-224-2247

Email: COMMERCIALAUTO@AIPServicing.com

Kentucky Automobile Insurance Plan
PO Box 6530  Providence RI 02940-6530
Monday - Friday 8:15 am - 4:30 pm ET
Phone: (800) 555-0513  Email: kyaip@aipso.com