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Rhode Island Automobile Insurance Plan
Welcome to the home page of the Rhode Island Automobile Insurance Plan.

The Rhode Island Automobile Insurance Plan (RIAIP or the "Plan") was established pursuant to Chapter 3002 Public Laws of 1952 and Chapter 31-33-8 of the R.I. General Laws to provide auto liability and physical damage coverages to those insureds who are unable to obtain such auto insurance in the voluntary market.   All insurers writing automobile insurance in Rhode Island must participate in the RIAIP by providing such insurance.

All producers holding a valid license to transact automobile insurance business in Rhode Island  must be certified by the Governing Committee in accordance with standards and procedures approved by the Superintendent of Insurance prior to submitting applications to the Plan.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in Rhode Island within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan.

Personal automobile insurance is processed and maintained through the Rhode Island Service Center. Commercial automobile insurance is initially reviewed through the Rhode Island Service Center then assigned and maintained by a commercial servicing carrier. 

 Update: AIPSO Home Office Closed on Monday, 2/8/16

Due to a winter storm impacting southern New England, AIPSO's home office in Johnston, Rhode Island will be closed on Monday, February 8.

The following AIPSO regional/Plan operations offices headquartered in AIPSO's home office will be also be closed on February 8:

  • AIPSO's Northeast Region (CT, ME, NH, PA, VT, and the NH Auto Reinsurance Facility)
  • Rhode Island Automobile Insurance Plan and Rhode Island Service Center
  • Arkansas Automobile Insurance Plan
  • AIPSO's Central Region management office (IA, IL, MN, MO, NE, ND, SD). Central Region operations offices in Illinois and Minnesota will operate during regular business hours.
  • Associated Auto Insurers Plan of South Carolina
  • Plan operations offices serving the Indiana, Louisiana, and Oklahoma Auto Insurance Plans

All other AIPSO regional offices are currently scheduled to operate during regular business hours on Monday, February 8.


Rhode Island Plan-Specific FAQ's Are Now Available

The Rhode Island Plan is pleased to announce that we have added a FAQ's for Producers document to the Plan’s web page.  The FAQ's document  provides answers to common questions the Plan receives from producers. This document can be found in the Plan web page's Plan Documents module under the title FAQ's for Producers.

New ISO Advisory Notice to Policyholders Regarding Ride-Sharing Now Available Online

ISO has announced the introduction of an advisory notice (PP P 011 09 14) to policyholders regarding ride-sharing.  This notice is now available from this website under the Plan Documents module.

Annual Report of Operations

The Annual Report of Operations and Financial Statement is now available from this website under the Plan Documents module.


 TitleCategoryModified DateSize 
AIPSO Order FormForm1/6/201518.73 KBDownload
Commercial Application (AIP4551 12-15)Form11/30/2015133.27 KBDownload
Commercial Application Garage Supplement (AIP4555 5-95)Form9/28/201128.66 KBDownload
Commercial Operator Schedule (AIP3502 12-02)Supplement7/18/201115.19 KBDownload
Commercial Policy Change Request (AIP4554 12-15)Form11/30/201563.81 KBDownload
Commercial Vehicle Schedule (AIP3500 1-10)Supplement8/2/201022.56 KBDownload
Company Performance Complaint (AIP4561 1-16)Form2/1/201626.96 KBDownload
Company Takeout Credit Request (OF-90 1-03)Form7/18/201147.10 KBDownload
EASi Retraction Request (AIP4565 2-03)Form8/2/2010100.52 KBDownload
Named Ownership Change Form (CW-3503)Form7/27/201518.61 KBDownload
Non Franchised Dealers Pickup or Delivery of Autos Rejection (AIP4552 6-95)Form7/18/20117.80 KBDownload
Private Passenger Alternate Application Package (AIP4550 12-15)Form11/30/2015115.66 KBDownload
Private Passenger Policy Change Request (Interactive) (AIP4553 12-15)Form12/8/2015207.34 KBDownload
Private Passenger Rating ExampleWorksheet10/16/2012403.34 KBDownload
Producer Certification Application (AIP4562 1-16)Form12/30/201535.89 KBDownload
Producer Change Request at RenewalForm11/18/201348.48 KBDownload
Producer Change Request Block TransferForm11/18/201339.09 KBDownload
Producer Change Request Mid TermForm11/18/201358.88 KBDownload
Producer Performance Complaint (AIP4560 10-03)Form8/2/201022.41 KBDownload
Uninsured Motorist Bodily Injury Rejection (AIP4556 12-15)Form12/2/201513.32 KBDownload

Rhode Island Automobile Insurance Plan
302 Central Ave Johnston, RI 02919
Monday - Friday 8:15 - 4:30 EST
Phone: (401)946-2600  Fax: (401)528-1409  Email: