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Rhode Island Automobile Insurance Plan
Welcome to the home page of the Rhode Island Automobile Insurance Plan.

The Rhode Island Automobile Insurance Plan (RIAIP or the "Plan") was established pursuant to Chapter 3002 Public Laws of 1952 and Chapter 31-33-8 of the R.I. General Laws to provide auto liability and physical damage coverages to those insureds who are unable to obtain such auto insurance in the voluntary market.   All insurers writing automobile insurance in Rhode Island must participate in the RIAIP by providing such insurance.

All producers holding a valid license to transact automobile insurance business in Rhode Island  must be certified by the Governing Committee in accordance with standards and procedures approved by the Superintendent of Insurance prior to submitting applications to the Plan.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in Rhode Island within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan.

Personal automobile insurance is processed and maintained through the Rhode Island Service Center. Commercial automobile insurance is initially reviewed through the Rhode Island Service Center then assigned and maintained by a commercial servicing carrier. 

AIPSO Office Closings: Thursday, March 5, 2015

Due to a winter weather warning and icy road conditions, AIPSO's Southeastern Region office in Birmingham, Alabama will be closed on Thursday, March 5.

The Southeastern Region serves the Automobile Insurance Plans of Alabama, Georgia, Mississippi, and Tennessee, as well as the South Carolina Commercial Automobile Insurance Procedure.

In response to the declaration of a state of emergency due to severe weather conditions, AIPSO's New Jersey region office in Mt. Laurel, New Jersey will close at 10:15 a.m. Eastern time on Thursday, March 5.

The New Jersey region serves the state’s Personal  Automobile Insurance and Commercial Automobile Insurance Plans, as well as New Jersey’s Special Automobile Insurance Policy program.

AIPSO's home office and all other AIPSO regional/Plan offices are currently scheduled to open and operate during regular business hours on Thursday, March 5.

Announcements

Rhode Island Plan-Specific FAQ's Are Now Available

The Rhode Island Plan is pleased to announce that we have added a FAQ's for Producers document to the Plan’s web page.  The FAQ's document  provides answers to common questions the Plan receives from producers. This document can be found in the Plan web page's Plan Documents module under the title FAQ's for Producers.

New ISO Advisory Notice to Policyholders Regarding Ride-Sharing Now Available Online

ISO has announced the introduction of an advisory notice (PP P 011 09 14) to policyholders regarding ride-sharing.  This notice is now available from this website under the Plan Documents module.

Changes to Producer Certification Requirements Effective May 1, 2014

The Rhode Island Plan's Producer Certification requirements are amended effective May 1, 2014 to:

  • Remove the requirement of the Plan being named on a producer's E & O certificate of insurance.
  • Eliminate the requirement that the Plan be notified of cancellation or non-renewal of a producer's E & O policy.
  • Allow a photocopy submitted to the Plan of the E & O policy declarations page or a certificate of insurance as evidence of coverage.

New Change of Producer Forms Now Available

Forms are now available to certified producers to use for notifying the Plan when a producer is changed at renewal or midterm on existing policies.  A Change of Producer Form for block transfers is also available.  Change of Producer Forms can be located in the Forms Section on this site.

Enhancement to the Rhode Island Coverage Confirmation Screens

The RI Automobile Insurance Plan is pleased to announce that an enhancement to the RI Coverage Confirmation Screen will be released in December 2013.  New information will include:

  • Policy Effective Date
  • Insured's Name
  • Agent Name & Phone Number
  • Vehicle Year, Make & Model

Availability of Assignment Confirmation on the Rhode Island Plan's Website

Registered users of AIPSO.com have access to an additional feature on the Rhode Island Plan's website - Assignment Confirmation. Click here for more detailed information about Assignment Confirmation.

Automation of the EASI Application Retraction Process 

The Plan added a link to the EASI homepage titled "Retract an APP" to allow producers with the option of retracting a private passenger application through EASI.  Producers will no longer be required to forward a paper retraction form for private passenger applications to the Plan for processing.

Annual Report of Operations

The Annual Report of Operations and Financial Statement is now available from this website under the Plan Documents module.

 

Rhode Island Automobile Insurance Plan
302 Central Ave Johnston, RI 02919
Monday - Friday 8:15 - 4:30 EST
Phone: (401)946-2600  Fax: (401)528-1409  Email: riaip@aipso.com