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Rhode Island Automobile Insurance Plan
Welcome to the home page of the Rhode Island Automobile Insurance Plan.

The Rhode Island Automobile Insurance Plan (RIAIP or the "Plan") was established pursuant to Chapter 3002 Public Laws of 1952 and Chapter 31-33-8 of the R.I. General Laws to provide auto liability and physical damage coverages to those insureds who are unable to obtain such auto insurance in the voluntary market.   All insurers writing automobile insurance in Rhode Island must participate in the RIAIP by providing such insurance.

All producers holding a valid license to transact automobile insurance business in Rhode Island  must be certified by the Governing Committee in accordance with standards and procedures approved by the Superintendent of Insurance prior to submitting applications to the Plan.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in Rhode Island within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan.

Personal automobile insurance is processed and maintained through the Rhode Island Service Center. Commercial automobile insurance is initially reviewed through the Rhode Island Service Center then assigned and maintained by a commercial servicing carrier. 

 AIPSO Offices' Thanksgiving Holiday Schedule

AIPSO's home office and all AIPSO regional offices will close at 2:00 p.m. local time on Wednesday, November 25.  They will remain closed on Thursday, November 26 (Thanksgiving Day) and Friday, November 27.

All AIPSO offices will reopen during regular business hours on Monday, November 30.

The following regional/Plan operations offices are headquartered in AIPSO’s home office:
• AIPSO’s Northeast Region, serving the Automobile Insurance Plans of Connecticut, Maine, New Hampshire, Pennsylvania, and Vermont, as well as the New Hampshire Automobile Reinsurance Facility
• The Rhode Island Automobile Insurance Plan and Rhode Island Plan Service Center
• The Arkansas Automobile Insurance Plan
• The Associated Auto Insurers Plan of South Carolina
• The Plan operations offices serving the Indiana, Louisiana, and Oklahoma Automobile Insurance Plans
• The Plan management office for AIPSO’s Central Region, serving the Illinois, Iowa, Minnesota, Missouri, Nebraska, North Dakota, and South Dakota Plans

AIPSO’s Mid-Atlantic regional office, headquartered  in Glen Allen, Virginia, serves the  Automobile Insurance Plans of Delaware, District of Columbia, Virginia, and West Virginia. 

AIPSO’s New Jersey Regional office in Mt. Laurel, New Jersey, serves the state’s Personal Automobile Insurance and Commercial Automobile Insurance Plans, as well as New Jersey’s  Special Automobile Insurance Policy program.

AIPSO’s New York regional office, headquartered in New York City, serves the New York Automobile Insurance Plan.

AIPSO’s Southeastern regional office, headquartered in Birmingham, Alabama, serves the Automobile Insurance Plans of Alabama, Georgia, Mississippi, South Carolina (CAIP), and Tennessee.

AIPSO’s Western regional office, headquartered in San Francisco, serves the Automobile Insurance Plans of Alaska, Arizona, California, Colorado, Idaho, Montana, New Mexico, Nevada,  Oregon, Utah, Washington, and Wyoming, as well as California’s Low Cost Auto Insurance  program.



Identification Cards

Effective December 1, 2015, the Rhode Island Service Center's identification cards will be printed on standard white paper.

Rhode Island Plan-Specific FAQ's Are Now Available

The Rhode Island Plan is pleased to announce that we have added a FAQ's for Producers document to the Plan’s web page.  The FAQ's document  provides answers to common questions the Plan receives from producers. This document can be found in the Plan web page's Plan Documents module under the title FAQ's for Producers.

New ISO Advisory Notice to Policyholders Regarding Ride-Sharing Now Available Online

ISO has announced the introduction of an advisory notice (PP P 011 09 14) to policyholders regarding ride-sharing.  This notice is now available from this website under the Plan Documents module.

Annual Report of Operations

The Annual Report of Operations and Financial Statement is now available from this website under the Plan Documents module.


 TitleCategoryModified DateSize 
AIPSO Order FormForm1/6/201518.73 KBDownload
Commercial Application (AIP4551 11-15)Form10/30/2015118.24 KBDownload
Commercial Application Garage Supplement (AIP4555 5-95)Form9/28/201128.66 KBDownload
Commercial Operator Schedule (AIP3502 12-02)Supplement7/18/201115.19 KBDownload
Commercial Policy Change Request (AIP4554 4-10)Form8/2/201036.85 KBDownload
Commercial Vehicle Schedule (AIP3500 1-10)Supplement8/2/201022.56 KBDownload
Company Performance Complaint (AIP4561 10-10)Form10/6/201022.50 KBDownload
Company Takeout Credit Request (OF-90 1-03)Form7/18/201147.10 KBDownload
EASi Retraction Request (AIP4565 2-03)Form8/2/2010100.52 KBDownload
Named Ownership Change Form (CW-3503)Form7/27/201518.61 KBDownload
Non Franchised Dealers Pickup or Delivery of Autos Rejection (AIP4552 6-95)Form7/18/20117.80 KBDownload
Private Passenger Alternate Application Package (AIP4550 7-12)Form6/29/201274.88 KBDownload
Private Passenger Policy Change Request (Interactive) (AIP4553 7-12)Form6/29/2012155.01 KBDownload
Private Passenger Rating ExampleWorksheet10/16/2012403.34 KBDownload
Producer Certification Application (5-14)Form5/28/201483.35 KBDownload
Producer Change Request at RenewalForm11/18/201348.48 KBDownload
Producer Change Request Block TransferForm11/18/201339.09 KBDownload
Producer Change Request Mid TermForm11/18/201358.88 KBDownload
Producer Performance Complaint (AIP4560 10-03)Form8/2/201022.41 KBDownload
Uninsured Motorist Bodily Injury Rejection (AIP4556 9-01)Form7/18/201194.90 KBDownload

Rhode Island Automobile Insurance Plan
302 Central Ave Johnston, RI 02919
Monday - Friday 8:15 - 4:30 EST
Phone: (401)946-2600  Fax: (401)528-1409  Email: