South Carolina Commercial Automobile Insurance Plan

South Carolina Commercial Automobile Insurance Plan

The South Carolina Commercial Automobile Insurance Plan is a voluntary industry mechanism, which was created in December 1986 to provide commercial automobile insurance coverage to eligible risks who seek coverage and are unable to obtain such coverage through the South Carolina voluntary market (For complete eligibility requirements, see Section 2 of the Plan Manual). Eligible South Carolina Commercial Automobile Insurance Plan risks are shared among subscriber companies of the SCCAIP who write automobile insurance in the state of South Carolina.

The following list reflects those risks eligible for coverage through the SCCAIP Plan and must be submitted on application form SCCAIP 100 

  • Buses
  • Charleston Tour Guide Services
  • Commercial Trucks and Tractors (over 20,000 lbs)
  • Pulpwood Trucks
  • Taxicabs

Only properly licensed agents of those commercial carrier subscribers, who pay a membership fee to the SCCAIP, are eligible to place business in the SCCAIP.

Consumers possessing a valid South Carolina driver’s license and a vehicle registered in South Carolina are eligible to be assigned through SCCAIP, as long as a properly licensed agent submits an application for coverage. For further information consumers should consult their agent or broker.

Mailing Address

South Carolina Commercial Automobile Insurance Plan
P.O. Box 6530
Providence, RI 02940-6530

Office Hours

Monday - Friday 8:00 - 4:00 CT

Phone

(800) 301-6477

Fax

(800) 677-7247

Email

southeast@aipso.com

Enhanced Login for AIPSO.com Users

To enhance account security, AIPSO.com will soon require email-based multifactor authentication to complete the login process. Click here for more information.

 

Scheduled Maintenance on Wednesday, May 20 & Wednesday, May 27

AIPSO.com will be undergoing maintenance on Wednesday, May 20 & Wednesday, May 27 between 7 am-9 am ET/6 am-8 am CT/4 am - 6 am PT and may become temporarily unavailable. Please plan accordingly.

 

Announcements

 

Obtaining Certificates of Insurance from National Specialty Insurance Company

This notice is a reminder that you are producers and not agents of South Carolina Commercial Automobile Insurance Plan nor of National Specialty Insurance Company.  As such, you do not have authority to issue Certificates of Insurance on Plan business. If an insured requires a Certificate of Insurance, please submit an email request to CommercialAuto@aipservicing.com.  Requests will be processed within 72 hours.

 

USPS Postmark Policy UPDATE

Effective December 24, 2025 the USPS updated its postmark rules. The update states that machine-applied postmarks reflect the date of the first automated processing, not when mail was dropped off, potentially shifting dates by days due to mail consolidation. This change will impact Plan applications and payments as the postmark standard now relies on this later processing date.

In order to ensure applications and payments are postmarked immediately, the USPS suggests users (1) request mail be hand stamped at the post office, or (2) send mail certified or registered or (3) send mail certificate of mailing.  


Contact information for AIPSO Insurance Operations

Private passenger: policy questions, billing, underwriting and claims

Phone: 800-827-6370

Underwriting:  PAIP-AIO@AIPServicing.com

Billing: AIO-PAIPBILLING@AIPServicing.com

Commercial: Policy questions, billing, underwriting and claims

Phone: 855-224-2247

Email: COMMERCIALAUTO@AIPServicing.com

South Carolina Commercial Automobile Insurance Plan
P.O. Box 6530 • Providence, RI  02940-6530
Monday-Friday 8:15 am - 5:00 pm ET
Phone: 800-301-6477 Fax: (800) 677-7247  Email: southeast@aipso.com