Virginia Automobile Insurance Plan

Virginia Automobile Insurance Plan

The Virginia Automobile Insurance Plan (VAIP) was created on January 1, 1945, by the State Corporation Commission in order to provide insurance coverage for those people who cannot obtain insurance through the voluntary market. In this capacity, the VAIP ensures that these applicants are shared equitably among all insurers licensed to write auto insurance in Virginia.

Any insurance agent holding a valid Property & Casualty license for the state of Virginia and wishing to write business through VAIP must be certified by the Board of Governors in accordance with the Virginia Plan Producer Certification Program.

Consumers possessing a valid Virginia driver's license and a vehicle registered in Virginia are eligible to be assigned through VAIP. For further information, consumers should consult their agent or broker.

Mailing Address

Mid-Atlantic Region
P.O. Box 6530
Providence, RI 02940-6530

Office Hours

Monday - Friday 8:00 am - 4:00 pm ET

Phone

(888) 820-0170

Fax

(800) 516-1923

Email

vaip@aipso.com

AIPSO's Office Schedule: October 13

AIPSO's home office in Johnston RI and office in Mayfield Heights OH, along with the New York AIP, New Jersey Plans, Central Region, Mid-Atlantic Region, Northeast Region and Southeast Region, and the remote offices in Alabama, Illinois, Minnesota, and Virginia that are part of our Field & Plan Operations unit, will be closed on Monday, October 13, in observance of Columbus Day/Indigenous Peoples' Day.

Some services may be delayed or unavailable.

AIPSO's Western Region will open and operate their regular business hours on October 13.  

All offices will resume regular business hours on Tuesday, October 14. 
 

Announcements

VA Board of Governors Meeting Schedule:

  • Wednesday, April 8, 2026 - via Microsoft Teams
  • Wednesday, September 23, 2026 - via Microsoft Teams


Mid-Atlantic Region
PO Box 6530 • Providence,RI  02940-6530
Monday-Friday 8:15 am - 4:30 pm ET
Phone: (888) 820-0170  Fax: (800) 516-1923  Email: vaip@aipso.com