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Virginia Automobile Insurance Plan
Welcome to the home page of the Virginia Automobile Insurance Plan!

The Virginia Automobile Insurance Plan (VAIP) was created on January 1, 1945, by the State Corporation Commission in order to provide insurance coverage for those people who cannot obtain insurance through the voluntary market. In this capacity, the VAIP ensures that these applicants are shared equitably among all insurers licensed to write auto insurance in Virginia.

Any insurance agent holding a valid Property & Casualty license for the state of Virginia and wishing to write business through VAIP must be certified by the Board of Governors in accordance with the Virginia Plan Producer Certification Program.

Consumers possessing a valid Virginia driver's license and a vehicle registered in Virginia are eligible to be assigned through VAIP. For further information, consumers should consult their agent or broker.


The Virginia 2013 Annual Report of Operations CIR(VA)14-02a is now available for our Registered Users.

Important Notices:

Effective February 24, 2015, the mailing address for the Virginia Automobile Insurance Plan’s (VAIP) private passenger and commercial applications, and other related Plan forms will be:

Virginia Automobile Insurance Plan

P.O. Box 6530

Providence, RI  02940-6530

Please be advised, the telephone numbers, fax numbers and email for VAIP remain unchanged. Please note there have been no changes to the Glen Allen office operations; that location remains open and continues to provide services.

If you have any questions pertaining to the new mailing address or any other aspect of the VAIP Plans’ administration and/or operations, please telephone 804-217-9990, or email:, and a customer service representative from the Glen Allen office will be able to assist you.

Mid-Atlantic Region
4951 Lake Brook Drive Suite 160 Glen Allen, VA 23060
Monday - Friday 8:00 - 4:00 EST
Phone: (804)217-9990 Fax: (804)217-9950 Email: