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Virginia Automobile Insurance Plan
Welcome to the home page of the Virginia Automobile Insurance Plan!

The Virginia Automobile Insurance Plan (VAIP) was created on January 1, 1945, by the State Corporation Commission in order to provide insurance coverage for those people who cannot obtain insurance through the voluntary market. In this capacity, the VAIP ensures that these applicants are shared equitably among all insurers licensed to write auto insurance in Virginia.

Any insurance agent holding a valid Property & Casualty license for the state of Virginia and wishing to write business through VAIP must be certified by the Board of Governors in accordance with the Virginia Plan Producer Certification Program.

Consumers possessing a valid Virginia driver's license and a vehicle registered in Virginia are eligible to be assigned through VAIP. For further information, consumers should consult their agent or broker.

 AIPSO Offices' Thanksgiving Holiday Schedule

AIPSO's home office and all AIPSO regional offices will close at 2:00 p.m. local time on Wednesday, November 25.  They will remain closed on Thursday, November 26 (Thanksgiving Day) and Friday, November 27.

All AIPSO offices will reopen during regular business hours on Monday, November 30.

The following regional/Plan operations offices are headquartered in AIPSO’s home office:
• AIPSO’s Northeast Region, serving the Automobile Insurance Plans of Connecticut, Maine, New Hampshire, Pennsylvania, and Vermont, as well as the New Hampshire Automobile Reinsurance Facility
• The Rhode Island Automobile Insurance Plan and Rhode Island Plan Service Center
• The Arkansas Automobile Insurance Plan
• The Associated Auto Insurers Plan of South Carolina
• The Plan operations offices serving the Indiana, Louisiana, and Oklahoma Automobile Insurance Plans
• The Plan management office for AIPSO’s Central Region, serving the Illinois, Iowa, Minnesota, Missouri, Nebraska, North Dakota, and South Dakota Plans

AIPSO’s Mid-Atlantic regional office, headquartered  in Glen Allen, Virginia, serves the  Automobile Insurance Plans of Delaware, District of Columbia, Virginia, and West Virginia. 

AIPSO’s New Jersey Regional office in Mt. Laurel, New Jersey, serves the state’s Personal Automobile Insurance and Commercial Automobile Insurance Plans, as well as New Jersey’s  Special Automobile Insurance Policy program.

AIPSO’s New York regional office, headquartered in New York City, serves the New York Automobile Insurance Plan.

AIPSO’s Southeastern regional office, headquartered in Birmingham, Alabama, serves the Automobile Insurance Plans of Alabama, Georgia, Mississippi, South Carolina (CAIP), and Tennessee.

AIPSO’s Western regional office, headquartered in San Francisco, serves the Automobile Insurance Plans of Alaska, Arizona, California, Colorado, Idaho, Montana, New Mexico, Nevada,  Oregon, Utah, Washington, and Wyoming, as well as California’s Low Cost Auto Insurance  program.



The Virginia 2014 Annual Report of Operations CIR(VA)15-02a is now available for our Registered Users.

Mid-Atlantic Region
4951 Lake Brook Drive Suite 160 Glen Allen, VA 23060
Monday - Friday 8:00 - 4:00 EST
Phone: (804)217-9990 Fax: (804)217-9950 Email: