Virginia Automobile Insurance Plan

Virginia Automobile Insurance Plan

The Virginia Automobile Insurance Plan (VAIP) was created on January 1, 1945, by the State Corporation Commission in order to provide insurance coverage for those people who cannot obtain insurance through the voluntary market. In this capacity, the VAIP ensures that these applicants are shared equitably among all insurers licensed to write auto insurance in Virginia.

Any insurance agent holding a valid Property & Casualty license for the state of Virginia and wishing to write business through VAIP must be certified by the Board of Governors in accordance with the Virginia Plan Producer Certification Program.

Consumers possessing a valid Virginia driver's license and a vehicle registered in Virginia are eligible to be assigned through VAIP. For further information, consumers should consult their agent or broker.

Mailing Address

Mid-Atlantic Region
P.O. Box 6530
Providence, RI 02940-6530

Office Hours

Monday - Friday 8:00 am - 4:00 pm ET

Phone

(888) 820-0170

Fax

(800) 516-1923

Email

vaip@aipso.com

AIPSO's Office Schedule: Thursday, December 25 and Thursday, January 1

All AIPSO offices - the Johnston RI home office, Mayfield Heights OH office, regional offices, and remote offices - will be closed on Thursday, December 25 in observance of the Christmas holiday. NYAIP will also be closed Friday, December 26. All other AIPSO offices will open and resume regular business hours on Friday, December 26. 

All AIPSO offices - the Johnston RI home office, Mayfield Heights OH office, regional offices, and remote offices - will be closed on Thursday, January 1 in observance of New Year's Day. All AIPSO offices will open and resume regular business hours on Friday, January 2.

AIPSO's CAARP/Western Region office, servicing the California Automobile Assigned Risk Plan, California Low Cost Auto Insurance Program, and the auto plans of Alaska, Arizona, Colorado, Idaho, Montana, Nevada, New Mexico, Oregon, Utah, Washington, and Wyoming will be closing early on Wednesday, December 24 at 2:00 pm PST and Wednesday, December 31 at 2:00 pm PST.  They are also closed on Thursday December 25 , Friday December 26, January 1, and January 2As a result, some services may be delayed or unavailable.  

 

Announcements

VA Board of Governors Meeting Schedule:

  • Wednesday, April 8, 2026 - via Microsoft Teams
  • Wednesday, September 23, 2026 - via Microsoft Teams


Mid-Atlantic Region
PO Box 6530 • Providence,RI  02940-6530
Monday-Friday 8:15 am - 4:30 pm ET
Phone: (888) 820-0170  Fax: (800) 516-1923  Email: vaip@aipso.com