Rhode Island

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Rhode Island Automobile Insurance Plan

Rhode Island Automobile Insurance Plan

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The Rhode Island Automobile Insurance Plan (RIAIP or the "Plan") was established pursuant to Chapter 3002 Public Laws of 1952 and Chapter 31-33-8 of the R.I. General Laws to provide auto liability and physical damage coverages to those insureds who are unable to obtain such auto insurance in the voluntary market. All insurers writing automobile insurance in Rhode Island must participate in the RIAIP.

All producers holding a valid license to transact automobile insurance business in Rhode Island must be certified by the Governing Committee in accordance with standards and procedures approved by the Superintendent of Insurance prior to submitting applications to the Plan.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in Rhode Island within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan.

Personal automobile insurance is processed and maintained through the Rhode Island Service Center. Commercial automobile insurance is initially reviewed through the Rhode Island Service Center then assigned and maintained by a commercial servicing carrier.

Mailing Address

Rhode Island Automobile Insurance Plan
P.O. Box 6530
Providence, RI 02940-6530

Office Hours

Monday - Friday 8:30 am - 4:00 pm ET

Phone

(401) 946-2600

Fax

(401) 566-0268

Email

riaip@aipso.com

Street Address

Rhode Island Automobile Insurance Plan
302 Central Avenue
Johnston, RI 02919

AIPSO's Office Schedule: Thursday July 3 - Friday, July 4

AIPSO's CAARP/Western Region office, servicing the California Automobile Assigned Risk Plan, California Low Cost Auto Insurance Program, and the auto plans of Alaska, Arizona, Colorado, Idaho, Montana, Nevada, New Mexico, Oregon, Utah, Washington, and Wyoming will close early on Thursday, July 3 at 2:00 pm PT. As a result, some services may be delayed or unavailable.

All AIPSO offices - the Johnston RI home office, Mayfield Heights OH office, regional offices, and remote offices - will be closed on Friday, July 4 in observance of Independence Day.

All AIPSO offices will open and resume regular hours on Monday, July 7.

Announcements

New Password Requirements for Stingray - Effective January 7, 2025

 The Stingray platform will require any user, who is updating their password, to increase their password length from 8 digits to 14 digits. The same requirements of 1 uppercase letter, 1 numeric, and 1 special character still apply. The new Stingray password will be updated every 180 days (6 months), and the reminders will start 14 days prior to the expiration date.

Commercial Automobile Insurance Procedure (CAIP) 

National Specialty Insurance Company

Serviced by AIPSO

P.O. Box 6530 

Providence, RI 02940-6530  

Phone: 855-224-2247 Fax: 866-267-7556 Email: commercialauto@aipservicing.com


 Annual Report of Operations

The Annual Report of Operations and Financial Statement is now available from this website under the Plan Documents module. NOTE: The full report for the Actuarial Report in Loss Adjustment Expense Reserves (Exhibit VII), is available upon request.

Forms

 TitleCategoryModified DateSize 
ACH Deposit Authorization FormForm6/9/2025172.92 KBDownload
Authorization to Change Producer of Record Form (AIP4610 2-22)Form6/9/202514.03 KBDownload
CAIP Inspected Unit Form (CW AIP 3504 9/19)Form6/9/2025495.56 KBDownload
Commercial Alternate Application Package (AIP4551 2-25)Form6/12/2025232.56 KBDownload
Commercial Application Auto Dealers Supplement (AIP4555 6-17)Form6/9/2025127.79 KBDownload
Commercial Operator Schedule (AIP3502 12-02)Supplement6/12/2025116.17 KBDownload
Commercial Policy Change Request (AIP4554 1-23)Form6/9/2025126.77 KBDownload
Commercial Vehicle Schedule (AIP3500 9-22)Supplement6/9/2025117.58 KBDownload
Company Performance Complaint Interactive (AIP4561 1-16)Form6/9/202561.89 KBDownload
Credit Card Payment Authorization Form (AIP4566 1-24)Form6/12/2025113.14 KBDownload
Driver Verification Form (AIP4608 10-18)Form6/9/202573.52 KBDownload
EASi Retraction Request (AIP4606 7-18)Form6/9/2025117.68 KBDownload
Named Ownership Change Form (CW-3503)Form6/9/202518.61 KBDownload
Non Franchised Dealers Pickup or Delivery of Autos Rejection (AIP4552 6-95)Form6/9/202574.40 KBDownload
Notice of Agency Acquisition Transfer Merger Form AIP4611 2-22Form6/9/202515.27 KBDownload
OFAC Advisory Notice to Policyholders (AIP1360 3-20)Notice6/9/202517.39 KBDownload
Private Passenger Alternate Application (AIP4605 1-24)Form6/12/2025268.39 KBDownload
Private Passenger Policy Change Request AIP 4553 (Interactive) 11-19Form6/9/2025173.53 KBDownload
Private Passenger WorksheetWorksheet6/12/202580.55 KBDownload
Producer Certification Application (AIP4562 1-25) InteractiveForm6/12/2025225.39 KBDownload
Producer Complaint Multi-State) AIP9060 7-25Form7/1/2025274.83 KBDownload
Producer Performance Complaint Interactive (AIP4560 10-03)Form6/9/202552.08 KBDownload
Signature Sheet (AIP4607 1-24)Form6/12/2025160.33 KBDownload
Uninsured Motorist Bodily Injury Rejection (AIP4556 12-15)Form6/12/202518.18 KBDownload

Rhode Island Automobile Insurance Plan
302 Central Ave Johnston, RI 02919
Monday - Friday 8:30- 4:00 EST
Phone: (401)946-2600  Fax: (401)566-0268 Email: riaip@aipso.com