New Jersey

New Jersey Automobile Insurance Plan

Welcome to the home page of the:
New Jersey Automobile Insurance Plan (NJAIP).

NJAIP is an assignment mechanism that was created in the state of New Jersey to make personal private passenger automobile insurance coverage, and commercial automobile insurance coverage available for qualified applicants. The Plans are administered by a Governing Committee and a Plan of Operation approved by the Commissioner.

New Jersey Commercial Automobile Insurance Plan (NJCAIP)

The New Jersey Commercial Automobile Insurance Plan was created in the state of New Jersey for the administration and apportionment of automobile insurance for qualified applicants.

The purposes of the Plan are:

  • To provide coverages subject to conditions for all commercial vehicles.
  • To provide for the apportionment of insurance coverage for qualified applicants who are in good faith entitled to, but are unable to procure, insurance through the voluntary market.
  • To establish a procedure for the sharing of premiums, losses, and expenses amongst all insurers who are participants in the state of New Jersey, for all risks qualified for coverage under the provisions of the plan.
New Jersey Personal Automobile Insurance Plan (NJPAIP)

The New Jersey Personal Automobile Insurance Plan was established in the state of New Jersey to make personal private passenger automobile insurance coverage available for automobiles owned or operated by qualified applicants.

The purposes of the Plan are:

  • To provide personal private passenger automobile insurance coverages as specified in the manual of Rules and Rates subject to the conditions stated therein.
  • To establish a procedure for the equitable distribution of risks assigned to insurance companies.
  • To preserve to the public the benefits of price competition by encouraging maximum use of the voluntary private insurance system.

The provisions of the Plans of Operation apply to all insurers admitted to receive automobile insurance assignments in the state of New Jersey and to all qualified applicants receiving automobile insurance through the Plans, except as otherwise stated. 

Announcements

New Mailing Address for New Jersey PAIP, SAIP, LSV, and CAIP Applications; Effective 12/3/16

Effective December 3, 2016, the New Jersey Automobile Insurance Plans’ mailing address for all NJPAIP, NJSAIP, NJLSV and NJCAIP applications and some Plan forms will be changed from the Plan office in Mount Laurel, New Jersey to AIPSO in Rhode Island.

The New Jersey Plan’s P.O. Box 5415 will be closed effective December 3, 2016. Mail sent to P.O. Box 5415 after December 3, 2016, will be forwarded to the new P.O. Box in Rhode Island. Please be advised that there will be a delay with mail being forwarded to the P.O. Box in Rhode Island.

Some Plan forms have been revised to include the Rhode Island address while other Plan forms continue to list the New Jersey address. Please use the address as directed on the individual forms. The Plan’s physical location in Mount Laurel, New Jersey, as well as its telephone and fax numbers, will remain the same.

Producers submitting applications and other Plan-related forms should address envelopes to the specific Plan NJPAIP, NJSAIP, NJLSV, and NJCAIP.

The new mailing address for all NJPAIP, NJSAIP, NJLSV and NJCAIP applications, and some related forms, should be mailed to: 

P.O. Box 6530
Providence, RI 02940-6530

The overnight mailing address for all NJPAIP, NJSAIP, and NJLSV applications, and some related forms, should be mailed to:

302 Central Avenue
Johnston, RI 02919


 

Forms

 TitleCategoryModified DateSize 
Addition/Deletion of Agency Employees CAIP/PAIP (9-14)Form4/13/201513.16 KBDownload
AIPSO Order Form CAIP/PAIP/SAIPForm4/13/201519.99 KBDownload
Authorization for Inspection CAIP/PAIP (AIP4645 12/16)Form12/2/201689.76 KBDownload
CAIP Agency Acquisition/Transfer/Merger (1-07)Plan of Operation12/19/201340.50 KBDownload
CAIP Application Addendum (1-07)Plan of Operation12/19/201315.55 KBDownload
CAIP Application for Certification (AIP4658 7-15)Form7/30/2015396.49 KBDownload
CAIP Commercial Operator Schedule (AIP3502 12-02)Supplement7/18/201112.36 KBDownload
CAIP Commercial Vehicle Schedule (AIP3500 1-10)Supplement3/25/201122.56 KBDownload
CAIP Coverage Selection (AIP4656 12-16)Form12/2/2016179.29 KBDownload
CAIP EASi Retraction Request (AIP4637 12-16)Form12/2/2016155.17 KBDownload
CAIP Name and/or Ownership Change FormForm3/25/201142.52 KBDownload
CAIP Payment Comparison (09-14)Plan of Operation10/2/20147.82 KBDownload
CAIP Policy Change Request Interactive (AIP4653 12-16)Form12/2/2016288.15 KBDownload
CAIP Producer of Record Change Authorization (1-07)Plan of Operation12/19/201334.71 KBDownload
Company Performance Complaint CAIP/PAIP/SAIP (AIP4642 12-16)Form12/2/201695.35 KBDownload
Insurance Inspection Sites - CARCOSites7/18/2011UnknownDownload
NJCAIP Application Checklist (3-16)Worksheet3/23/201622.17 KBDownload
NJPAIP Application Checklist (3-16)Worksheet3/23/201622.43 KBDownload
PAIP Agency Acquisition/Transfer/Merger (7-06)Manual12/19/201344.11 KBDownload
PAIP Antitheft Device Discount Certification (7-06)Manual12/19/2013387.97 KBDownload
PAIP Application for Certification (AIP4658 7-15)Form7/30/2015409.91 KBDownload
PAIP Basic Coverage Selection (AIP4639 12-16)Form12/2/2016177.59 KBDownload
PAIP Co-Lessee/Guarantor Certification (2009)Manual12/19/201368.71 KBDownload
PAIP EASi Retraction Request (AIP4635 12-16)Form12/2/201688.78 KBDownload
PAIP Low Speed Vehicle Application (AIP4680 12-16)Form12/2/2016340.10 KBDownload
PAIP Participation Exemption Form (AIP4661 1-15)Form1/16/201583.82 KBDownload
PAIP Payment Comparison (2008)Manual12/19/201333.57 KBDownload
PAIP Personal Alternate Application Package (AIP4646 12-16)Form12/2/2016475.00 KBDownload
PAIP Policy Change Request (Interactive) (AIP4641 12-16)Form12/2/2016244.84 KBDownload
PAIP Producer of Record Change Authorization (7-06)Manual12/19/201337.68 KBDownload
PAIP Request to Exclude Named Driver (AIP4638 3-99)Form7/18/201138.26 KBDownload
PAIP Standard Coverage Selection (AIP4644 12-16)Form12/2/2016184.59 KBDownload
PAIP Transaction Log (2009)Manual7/18/201167.41 KBDownload
Producer Performance Complaint CAIP/PAIP/SAIP (AIP4643 12-16)Form12/2/201695.00 KBDownload
Producer Procedure Course Instructor ListingList12/30/201424.85 KBDownload
Producer Procedure Course Registration Form 2016Form12/8/201571.34 KBDownload
Producer Recertification Application CAIP/PAIPForm12/22/2015367.41 KBDownload
Report of Suspected Fraudulent Activity CAIP/PAIP/SAIPForm11/2/201166.78 KBDownload
SAIP Assessment Exemption Form (AIP4676 1-15)Form2/11/201588.57 KBDownload
SAIP Coverage Selection (SAIP4673 12-16)Form12/2/201670.57 KBDownload
SAIP EASi Retraction Request (AIP4675 12-16)Form12/2/2016102.81 KBDownload
SAIP Payment ComparisonForm3/25/20116.40 KBDownload
SAIP Policy Change Request (Interactive) (AIP4671 12-16)Form12/2/2016171.61 KBDownload
SAIP Special Automobile Policy Alternate Application Package (AIP4670 12-16)Form12/2/2016414.32 KBDownload