New Jersey Automobile Insurance Plan

NJ Automobile Insurance Plan

New Jersey Automobile Insurance Plan (NJAIP)

NJAIP is an assignment mechanism that was created in the state of New Jersey to make personal private passenger automobile insurance coverage, and commercial automobile insurance coverage available for qualified applicants. The Plans are administered by a Governing Committee and a Plan of Operation approved by the Commissioner.

The provisions of the Plans of Operation apply to all insurers admitted to receive automobile insurance assignments in the state of New Jersey and to all qualified applicants receiving automobile insurance through the Plans, except as otherwise stated.

Mailing Address

NJAIP/NJSAIP/NJLSV
P.O. Box 6530
Providence, RI 02940-6530

Overnight Shipping Address

NJAIP/NJSAIP/NJLSV
302 Central Avenue
Johnston, RI 02919

Office Hours

Monday - Friday 8:00 am - 4:00 pm ET

Phone

(800) 652-2471

Fax

(856) 722-9382

Email

njaip@aipso.com

Office Address

10000 Midlantic Drive, Suite 403 West
Mt. Laurel, NJ 08054

Announcements

 

USPS Postmark Policy UPDATE

Effective December 24, 2025 the USPS updated its postmark rules. The update states that machine-applied postmarks reflect the date of the first automated processing, not when mail was dropped off, potentially shifting dates by days due to mail consolidation. This change will impact Plan applications and payments as the postmark standard now relies on this later processing date.

In order to ensure applications and payments are postmarked immediately, the USPS suggests users (1) request mail be hand stamped at the post office, or (2) send mail certified or registered or (3) send mail certificate of mailing.  

 

EASi Log In UPDATE

As of May 4, 2026, Multifactor Authentication (MFA) is now required to access EASI.

All users must have their own AIPSO Producer Services account to sign in.
Shared or generic logins are no longer supported.

⚠️ Important: Users without an individual account will not be able to access EASI.

What you need to do:

  • Register for an individual AIPSO Producer Services account if you have not already done so 
  • For Agency Office staff that is not the Producer of Record, set up a staff account  
  • Each User must complete MFA setup when logging into EASi 

If you need assistance with account setup or access, please contact AIPSO Customer Service.

 

Obtaining Certificates of Insurance from National Specialty Insurance Company

This notice is a reminder that you are producers and not agents of New Jersey Automobile Insurance Plan nor of National Specialty Insurance Company.  As such, you do not have authority to issue Certificates of Insurance on Plan business. If an insured requires a Certificate of Insurance, please submit an email request to CommercialAuto@aipservicing.com.  Requests will be processed within 72 hours.

 

SAIP Servicing Carrier Update

Effective January 1, 2023, National Specialty Insurance Company will be the sole SAIP and LSV Servicing Company for NJSAIP and NJLSV assignments.

Effective January 1, 2023, National Continental will cease taking NJSAIP and NJLSV assignments and will non-renew all NJLSV policies expiring January 1, 2023 and later.
 

CAIP Servicing Carrier Update

Effective September 1, 2022, National Specialty Insurance Company will be the sole CAIP Servicing Carrier for NJCAIP assignments.

Effective September 1, 2022, National Continental will cease taking NJCAIP assignments and will non-renew all NJCAIP policies expiring September 1, 2022 and later.
 


Changes to the New Jersey Commercial Automobile Insurance Plan Application

Changes to CAIP Application:

  • Effective 1/1/2020, a CAIP Inspected Units Form must be completed, signed and submitted for all applicants  with any commercial applications or policy change requests that require Federal Highway Administration or Federal Motor Carrier Safety Administration filings or endorsements.
  • Effective 1/1/2020, if a filing is requested, the Hired Car Coverage, Nonowned Auto Liability and Cost of Hire sections of the application are now mandatory fields that must be completed in order for coverage to be bound.

 

Forms

 TitleCategoryModified DateSize 
Addition/Deletion of Agency Employees CAIP/PAIP (9-14)Form9/15/202524.56 KBDownload
AIPSO Order Form (CAIP Applications)Form12/3/201830.69 KBDownload
Authorization for Inspection CAIP/PAIP (AIP4645 12/16)Form9/11/202594.02 KBDownload
CAIP Agency Acquisition/Transfer/Merger (1-07)Plan of Operation12/19/201340.50 KBDownload
CAIP Application Addendum (AIP 4660 12-14)Plan of Operation9/15/202565.48 KBDownload
CAIP Commercial Auto Dealers Supplement (AIP4652 3-17)Supplement9/15/202594.79 KBDownload
CAIP Commercial Operator Schedule Interactive (AIP3502 12-02)Supplement9/15/2025111.92 KBDownload
CAIP Commercial Van Pool Supplement (AIP4664 12-22)Supplement9/15/202592.53 KBDownload
CAIP Commercial Vehicle Schedule (AIP3500 9-22)Supplement9/11/2025123.97 KBDownload
CAIP Coverage Selection (AIP4656 1-26)Form12/31/2025117.82 KBDownload
CAIP EASi Retraction Request (AIP4637 12-16)Form9/15/2025119.88 KBDownload
CAIP Inspected Units Form (AIP4666 1-20)Form9/15/2025104.01 KBDownload
CAIP Name and/or Ownership Change FormForm9/15/202546.73 KBDownload
CAIP Payment Comparison (08-14)Plan of Operation7/16/202611.88 KBDownload
CAIP Policy Change Request Interactive (AIP4653 1-26)Form12/31/2025241.81 KBDownload
CAIP Producer of Record Change Authorization (1-07)Plan of Operation12/19/201334.71 KBDownload
CARCO - Insurance Inspection Sites Site7/2/2024UnknownDownload
Company Performance Complaint CAIP/PAIP/SAIP (AIP4642 10-18)Form9/11/202533.74 KBDownload
E-Pay Guide for CarriersGuide10/23/2018615.44 KBDownload
E-Pay Guide for ProducersGuide9/11/2025411.65 KBDownload
Insurance Company MVC Codes List3/26/2019343.49 KBDownload
NJAIP Application for Certification (AIP4658 9/19)Form9/15/2025682.38 KBDownload
NJCAIP Application Checklist (3-16)Worksheet9/15/202526.69 KBDownload
NJPAIP Application Checklist (3-16)Worksheet9/15/202526.96 KBDownload
OFAC Advisory Notice to Policyholders (AIP1360 03-20)Notice8/6/202570.14 KBDownload
PAIP Agency Acquisition/Transfer/Merger (7-06)Manual12/19/201344.11 KBDownload
PAIP Antitheft Device Discount Certification (7-06)Manual9/23/2025391.95 KBDownload
PAIP Basic Coverage Selection (AIP4639 12-24)Form9/11/2025106.38 KBDownload
PAIP Basic Personal Alternate Application Package (AIP4646 11-22)Form9/15/2025221.17 KBDownload
PAIP Co-Lessee/Guarantor Certification (2009)Manual12/19/201368.71 KBDownload
PAIP EASi Retraction Request (AIP4635 12-16)Form9/15/2025101.95 KBDownload
PAIP Low Speed Vehicle Application (AIP4680 1-26)Form12/31/2025172.28 KBDownload
PAIP Participation Exemption Form (AIP4661 1-15)Form1/16/201583.82 KBDownload
PAIP Payment Comparison (2008)Manual9/23/202537.51 KBDownload
PAIP Policy Change Request (Interactive) (AIP4641 8-17)Form9/15/2025139.37 KBDownload
PAIP Producer of Record Change Authorization (7-06)Manual9/23/202541.66 KBDownload
PAIP Request to Exclude Named Driver (AIP4638 3-99)Form9/15/202574.63 KBDownload
PAIP Standard Coverage Selection (AIP4644 1-26)Form12/31/2025114.38 KBDownload
PAIP Standard Personal Alternate Application Package (AIP4640 1-26)Form1/22/2026359.74 KBDownload
PAIP Transaction Log (2009)Manual9/11/202571.66 KBDownload
Producer Performance Complaint CAIP/PAIP/SAIP (AIP4643 10-18)Form9/16/202582.39 KBDownload
Producer Procedure Course Instructor ListingList9/23/202579.87 KBDownload
Producer Procedures Course Webinar 2026Form12/15/2025256.93 KBDownload
Recertification Application NJAIPForm12/18/2025195.84 KBDownload
Report of Suspected Fraudulent Activity CAIP/PAIP/SAIPForm11/2/201166.78 KBDownload
SAIP Coverage Selection (SAIP4673 12-16)Form9/16/202585.95 KBDownload
SAIP EASi Retraction Request (AIP4675 12-16)Form9/16/2025109.60 KBDownload
SAIP Payment Comparison (08-14)Form7/16/202689.77 KBDownload
SAIP Policy Change Request (Interactive) (AIP4671 3-24)Form9/23/2025108.32 KBDownload
SAIP Special Automobile Policy Alternate Application Package (AIP4670 3-24)Form9/16/2025206.01 KBDownload
Take Out Credit 2025 - 1st QuarterTOC9/23/2025160.42 KBDownload
Take Out Credit 2025 - 2nd QuarterTOC9/23/2025156.73 KBDownload
Take Out Credit 2025 - 3rd QuarterTOC10/27/2025871.84 KBDownload
Take Out Credit 2025 - 4th QuarterTOC1/27/2026110.55 KBDownload
Take Out Credit 2026 - 1st QuarterTOC4/28/2026178.63 KBDownload
Take Out Credit 2026 - 2nd QuarterTOC7/9/2026156.06 KBDownload
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New Jersey Automobile Insurance Plans
10000 Midlantic Drive Suite 403 West, Mt. Laurel, NJ 08054
Monday - Friday 8:00 am - 4:00 pm ET
Phone: (800)652-2471  Fax: (856)722-9382  Email: njaip@aipso.com