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New Jersey Automobile Insurance Plan
Welcome to the home page of the:
New Jersey Automobile Insurance Plan (NJAIP).

NJAIP is an assignment mechanism that was created in the state of New Jersey to make personal private passenger automobile insurance coverage, and commercial automobile insurance coverage available for qualified applicants. The Plans are administered by a Governing Committee and a Plan of Operation approved by the Commissioner.

New Jersey Commercial Automobile Insurance Plan (NJCAIP)

The New Jersey Commercial Automobile Insurance Plan was created in the state of New Jersey for the administration and apportionment of automobile insurance for qualified applicants.

The purposes of the Plan are:

  • To provide coverages subject to conditions for all commercial vehicles.
  • To provide for the apportionment of insurance coverage for qualified applicants who are in good faith entitled to, but are unable to procure, insurance through the voluntary market.
  • To establish a procedure for the sharing of premiums, losses, and expenses amongst all insurers who are participants in the state of New Jersey, for all risks qualified for coverage under the provisions of the plan.
New Jersey Personal Automobile Insurance Plan (NJPAIP)

The New Jersey Personal Automobile Insurance Plan was established in the state of New Jersey to make personal private passenger automobile insurance coverage available for automobiles owned or operated by qualified applicants.

The purposes of the Plan are:

  • To provide personal private passenger automobile insurance coverages as specified in the manual of Rules and Rates subject to the conditions stated therein.
  • To establish a procedure for the equitable distribution of risks assigned to insurance companies.
  • To preserve to the public the benefits of price competition by encouraging maximum use of the voluntary private insurance system.

The provisions of the Plans of Operation apply to all insurers admitted to receive automobile insurance assignments in the state of New Jersey and to all qualified applicants receiving automobile insurance through the Plans, except as otherwise stated. 

 AIPSO Offices' Thanksgiving Holiday Schedule

AIPSO's home office and all AIPSO regional offices will close at 2:00 p.m. local time on Wednesday, November 25.  They will remain closed on Thursday, November 26 (Thanksgiving Day) and Friday, November 27.

All AIPSO offices will reopen during regular business hours on Monday, November 30.

The following regional/Plan operations offices are headquartered in AIPSO’s home office:
• AIPSO’s Northeast Region, serving the Automobile Insurance Plans of Connecticut, Maine, New Hampshire, Pennsylvania, and Vermont, as well as the New Hampshire Automobile Reinsurance Facility
• The Rhode Island Automobile Insurance Plan and Rhode Island Plan Service Center
• The Arkansas Automobile Insurance Plan
• The Associated Auto Insurers Plan of South Carolina
• The Plan operations offices serving the Indiana, Louisiana, and Oklahoma Automobile Insurance Plans
• The Plan management office for AIPSO’s Central Region, serving the Illinois, Iowa, Minnesota, Missouri, Nebraska, North Dakota, and South Dakota Plans

AIPSO’s Mid-Atlantic regional office, headquartered  in Glen Allen, Virginia, serves the  Automobile Insurance Plans of Delaware, District of Columbia, Virginia, and West Virginia. 

AIPSO’s New Jersey Regional office in Mt. Laurel, New Jersey, serves the state’s Personal Automobile Insurance and Commercial Automobile Insurance Plans, as well as New Jersey’s  Special Automobile Insurance Policy program.

AIPSO’s New York regional office, headquartered in New York City, serves the New York Automobile Insurance Plan.

AIPSO’s Southeastern regional office, headquartered in Birmingham, Alabama, serves the Automobile Insurance Plans of Alabama, Georgia, Mississippi, South Carolina (CAIP), and Tennessee.

AIPSO’s Western regional office, headquartered in San Francisco, serves the Automobile Insurance Plans of Alaska, Arizona, California, Colorado, Idaho, Montana, New Mexico, Nevada,  Oregon, Utah, Washington, and Wyoming, as well as California’s Low Cost Auto Insurance  program.



The New Jersey Commercial Automobile Insurance Plan is eliminating its current Post Office Box and will now share the New Jersey Personal Automobile Insurance Plan’s Post Office Box. Any new CAIP correspondence, including applications and endorsements, should be sent to:

PO BOX 5415

The New Jersey Commercial Automobile Insurance Plan will also continue to accept mail correspondence addressed to:


Producers must make sure their supplies reflect the new PO Box number referenced above. Should you need to reorder supplies with the correct PO Box number, please complete the AIPSO Order Form located below in the forms section.

 TitleCategoryModified DateSize 
Addition/Deletion of Agency Employees CAIP/PAIP (9-14)Form4/13/201513.16 KBDownload
AIPSO Order Form CAIP/PAIP/SAIPForm4/13/201519.99 KBDownload
Authorization for Inspection CAIP/PAIP (AIP4645 7/13)Form4/13/201528.35 KBDownload
CAIP Agency Acquisition/Transfer/Merger (1-07)Plan of Operation12/19/201340.50 KBDownload
CAIP Application Addendum (1-07)Plan of Operation12/19/201315.55 KBDownload
CAIP Application for Certification (AIP4658 7-15)Form7/30/2015396.49 KBDownload
CAIP Commercial Operator Schedule (AIP3502 12-02)Supplement7/18/201112.36 KBDownload
CAIP Commercial Vehicle Schedule (AIP3500 1-10)Supplement3/25/201122.56 KBDownload
CAIP Coverage Selection (AIP4656 3-15)Form2/27/201543.58 KBDownload
CAIP EASi Retraction Request (AIP4637 6-15)Form5/29/201536.78 KBDownload
CAIP Name and/or Ownership Change FormForm3/25/201142.52 KBDownload
CAIP Payment Comparison (09-14)Plan of Operation10/2/20147.82 KBDownload
CAIP Policy Change Request Interactive (AIP4653 6-15)Form10/5/2015224.82 KBDownload
CAIP Producer of Record Change Authorization (1-07)Plan of Operation12/19/201334.71 KBDownload
Company Performance Complaint CAIP/PAIP/SAIP (AIP4642 3-10)Form11/2/201118.54 KBDownload
Insurance Inspection Sites - CARCOSites7/18/2011UnknownDownload
NJCAIP Application Checklist (7-13)Worksheet7/31/201333.71 KBDownload
NJPAIP Application Checklist (7-13)Worksheet7/31/201327.04 KBDownload
PAIP Agency Acquisition/Transfer/Merger (7-06)Manual12/19/201344.11 KBDownload
PAIP Antitheft Device Discount Certification (7-06)Manual12/19/2013387.97 KBDownload
PAIP Application for Certification (AIP4658 7-15)Form7/30/2015409.91 KBDownload
PAIP Basic Coverage Selection (AIP4639 8-10)Form8/18/201021.53 KBDownload
PAIP Co-Lessee/Guarantor Certification (2009)Manual12/19/201368.71 KBDownload
PAIP Company Request for Policy CreditsForm4/23/2015128.71 KBDownload
PAIP EASi Retraction Request (AIP4635 6-15)Form5/29/201523.20 KBDownload
PAIP Low Speed Vehicle Application (AIP4680 10-10)Form3/25/201199.04 KBDownload
PAIP Participation Exemption Form (AIP4661 1-15)Form1/16/201583.82 KBDownload
PAIP Payment Comparison (2008)Manual12/19/201333.57 KBDownload
PAIP Personal Alternate Application Package (AIP4646 6-15)Form5/29/2015329.76 KBDownload
PAIP Policy Change Request (Interactive) (AIP4641 2-15)Form1/29/2015120.81 KBDownload
PAIP Producer of Record Change Authorization (7-06)Manual12/19/201337.68 KBDownload
PAIP Request to Exclude Named Driver (AIP4638 3-99)Form7/18/201138.26 KBDownload
PAIP Standard Coverage Selection (AIP4644 8-13)Form7/31/201330.71 KBDownload
PAIP Transaction Log (2009)Manual7/18/201167.41 KBDownload
Producer Performance Complaint CAIP/PAIP/SAIP (AIP4643 3-10)Form11/2/201158.42 KBDownload
Producer Procedure Course Instructor ListingList12/30/201424.85 KBDownload
Producer Procedure Course Registration Form 2015Form12/2/201469.68 KBDownload
Producer Recertification Application CAIP/PAIPForm8/18/201465.35 KBDownload
Report of Suspected Fraudulent Activity CAIP/PAIP/SAIPForm11/2/201166.78 KBDownload
SAIP Assessment Exemption Form (AIP4676 1-15)Form2/11/201588.57 KBDownload
SAIP Coverage Selection (SAIP4673 8-10)Form8/18/201011.90 KBDownload
SAIP EASi Retraction Request (AIP4675 6-15)Form5/29/201526.89 KBDownload
SAIP Payment ComparisonForm3/25/20116.40 KBDownload
SAIP Policy Change Request (Interactive) (AIP4671 1-15)Form12/30/201479.78 KBDownload
SAIP Special Automobile Policy Alternate Application Package (AIP4670 6-15)Form5/29/2015135.76 KBDownload

New Jersey Automobile Insurance Plans
10000 Midlantic Drive Suite 403 West, Mt. Laurel, NJ 08054
Monday - Friday 8:15 - 4:30 EST
Phone: (800)652-2471  Fax: (856)722-9382  Email: